BSA Specialist

Community Choice Credit Union•Warren, MI

3d•$0 - $57,000

About The Position

Community Choice Credit Union is seeking a detail-oriented and analytical BSA Specialist to support our Bank Secrecy Act (BSA), Anti-Money Laundering (AML), OFAC, and Cannabis Related Banking programs. In this role, you will help safeguard the Credit Union by identifying financial crime risks, conducting investigations, and ensuring compliance with federal regulations. If you enjoy investigative work, analyzing complex transactions, and contributing to a strong compliance culture, we encourage you to apply.

Requirements

High School Diploma or equivalent.
2–5 years of experience in BSA, AML, Compliance, Risk Management, Fraud, Investigations, or a related financial services role.
Strong analytical and investigative abilities.
Knowledge of financial industry regulations and compliance requirements.
Excellent organization and attention to detail.
Effective communication and interpersonal skills.
Ability to prioritize work and manage multiple deadlines.
Sound judgment and problem-solving skills.

Nice To Haves

Associate's Degree.
Experience with BSA monitoring systems and regulatory reporting.
Experience supporting Cannabis Related Banking programs.

Responsibilities

Monitor transactions and account activity to identify unusual or suspicious activity.
Investigate alerts and member activity, documenting findings and recommendations.
Prepare and file Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs).
Conduct enhanced due diligence reviews for high-risk member accounts.
Maintain accurate records and documentation to support audits and examinations.
Assist with regulatory examinations and internal or external audits.
Stay current on BSA, AML, OFAC, FinCEN, and USA PATRIOT Act requirements.
Support the onboarding of cannabis-related business accounts, including documentation review and account setup.
Perform ongoing due diligence reviews and transaction monitoring.
Complete quarterly account reviews and prepare cannabis-related SAR filings.
Monitor member licensing and regulatory standing.
Maintain accurate records, procedures, and supporting documentation.
Provide recommendations regarding account onboarding, continuation, or exit decisions.
Escalate concerns and emerging risks to Risk Management leadership.