BSA Specialist

CCU•Lake Forest, IL

15h•Hybrid

About The Position

Consumers Credit Union (CCU) is looking for a BSA Specialist experienced in managing investigations, navigating changing priorities, and contributing to a collaborative team. The ideal candidate has a strong understanding of BSA/AML regulations, experience handling SARs and CTRs, and the ability to work independently while maintaining the highest level of confidentiality and professionalism. This role offers the opportunity to make an impact behind the scenes while you are solving puzzles, conducting research, maintaining confidentiality, and working independently.

Requirements

High School Diploma or Equivalent is required.
2+ years’ experience in BSA required.
Strong attention to detail and the ability to spot unusual patterns and activity.
Excellent writing skills with experience documenting findings and preparing clear reports.
A natural curiosity and passion for investigating, researching, and analyzing information.
Sound judgment and confidence making informed decisions.
Experience dealing with sensitive information and maintaining confidentiality.
Proficient with technology including Microsoft Office, email, databases, online research tools and core banking systems.
Previous experience with AML software such as Patriot Officer or Verafin.
America’s Credit Union (formerly CUNA) BSA certified or willingness to achieve certification within one year of start date (paid for by CCU).

Nice To Haves

Associate’s Degree in Business, Criminal Justice, or related is highly preferred.

Responsibilities

Implementing and administering daily operations of the Bank Secrecy Act Compliance Program.
Investigating unusual or suspicious activity identified by the monitoring software or referred by other departments of the Credit Union.
Identifying suspicious activity ("Red Flags") in the review process, deciding on further action, and determining whether the filing of a Suspicious Activity Report (SAR) is warranted.
Monitoring high risk accounts quarterly and completing SARs.
Investigating Currency Transaction Report (CTR) cases produced by BSA software and deciding on further action and filing CTRs appropriately.
Reviewing potential matches identified by the OFAC check and FinCEN 314a file upload and taking necessary action for any matches and/or resolving false positives.