BSA Officer

AutoPayPlus•Orlando, FL

5d•Onsite

About The Position

AutoPayPlus is hiring a BSA Officer to serve as its designated BSA/AML Officer and own the design, administration, execution, and ongoing effectiveness of the company’s Bank Secrecy Act, anti-money laundering, and sanctions compliance program. The role combines hands-on program ownership with compliance team leadership and serves as the primary BSA/AML compliance contact for sponsor bank partners. The officer oversees risk assessments, customer due diligence, sanctions screening, suspicious activity monitoring and reporting, training, and audit remediation. The position is fully onsite in Orlando, Florida, Monday through Friday; candidates must reside in the Orlando area.

Requirements

Active CAMS (Certified Anti-Money Laundering Specialist) or CAFP (Certified AML and Fraud Professional) certification at hire, maintained throughout employment.
At least 5 years of BSA/AML compliance experience in payments, money services, fintech, consumer finance, or banking.
At least 3 years serving as a designated BSA/AML Officer or directly leading a BSA/AML program.
Hands-on experience writing, implementing, and remediating CIP, CDD, beneficial ownership, EDD, OFAC, and SAR procedures.
Direct experience with sponsor bank oversight reviews, independent BSA/AML audits, or regulatory examinations.
Strong working knowledge of applicable BSA/AML, USA PATRIOT Act, FinCEN, and OFAC requirements.
Ability to translate regulatory requirements into clear policies, procedures, and operational controls.
Strong leadership and collaboration skills, including the ability to establish priorities and hold team members accountable.
Sound judgment in identifying, communicating, and escalating compliance risks.
Excellent written and verbal communication skills and strong attention to documentation.
Ability to work effectively with bank partners, auditors, executives, and the Board.
Bachelor’s degree.
Must reside in the Orlando, Florida area and work fully onsite Monday through Friday.

Responsibilities

Lead AutoPayPlus’s BSA/AML and OFAC compliance program as the designated BSA/AML Officer.
Develop and maintain compliance policies, procedures, internal controls, and supporting documentation.
Complete the annual BSA/AML and sanctions risk assessment and present results to the Board.
Report program performance, significant risks, findings, and remediation progress to executive leadership and the Board.
Monitor regulatory developments and update policies, controls, and business practices as needed.
Oversee OFAC and watchlist screening at onboarding and throughout customer relationships.
Maintain screening thresholds, matching settings, escalation procedures, and timely list updates; test screening effectiveness at least annually and address identified gaps.
Manage third-party screening vendors, including politically exposed person (PEP) screening.
Oversee transaction monitoring, alert reviews, investigations, and escalation of potentially suspicious activity.
Lead the internal Suspicious Activity Report (SAR) committee and oversee SAR decisions, documentation, and filing where applicable.
Coordinate reporting responsibilities with sponsor bank partners and ensure applicable deadlines are met.
Partner with Technology to strengthen monitoring controls and identify data-quality exceptions.
Maintain clear records of reviews, investigations, decisions, and corrective actions.
Serve as the primary BSA/AML compliance contact for sponsor bank partners; lead sponsor bank compliance reviews and coordinate remediation.
Coordinate the annual independent BSA/AML review and track findings through documented closure.
Support regulatory examinations, audits, and third-party oversight.
Provide timely, accurate responses to documentation requests and communicate significant findings to leadership.