BSA (Bank Secrecy Act) & AML (Anti-Money Laundering) Specialist

Clearview Federal Credit Union•Moon Township, PA

1d•Hybrid

About The Position

The BSA Specialist will be responsible for executing standard BSA/AML transaction monitoring, routine investigations, and regulatory reporting using established procedures. Identifies potential suspicious activity and escalates findings that meet defined criteria.

Requirements

Associate’s Degree, completion of a specialized course of study, or equivalent experience preferred
1-3 years of experience in BSA/AML, fraud, operations or financial services
Obtain BSA certification in BSA/AML within first two years
Experience with BSA or other AML software preferred
Basic knowledge and understanding of BSA/AML, OFAC and USA Patriot Act regulations
Excellent written and oral communication skills
Strong organizational skills with the ability to manage multiple priorities in a fast-paced environment.
Ability to work independently with a high level of initiative
Research, analytical and investigative abilities, attention to detail, accuracy and organization
Clear, professional communication skills for collaborating with staff
Team-oriented with a commitment to learning and continuous improvement
Demonstrates general knowledge of or willingness to learn how AI tools are being used in a responsible way to improve results, adapt workflows, and support a culture of innovation.

Responsibilities

Review standard alerts using BSA/AML systems to identify potentially suspicious activity in accordance with established procedures and thresholds.
Investigate routine suspicious activity and document findings clearly and accurately within case management systems in line with internal standards.
Recommend disposition or escalation based on defined procedures, risk criteria, and supporting analysis for standard/routine alerts.
Identify indicators of increased risk (e.g., multi-account or unusual activity) and escalate for advanced review and decisioning for complex or layered patterns.
Immediately escalate activity posing elevated regulatory, financial, or reputational risk; final decisions remain under BSA Officer governance for enterprise or high-exposure activity.
Prepare, file, and maintain CTRs and SARs in accordance with regulatory requirements and internal procedures, ensuring accuracy, completeness, and timeliness of FinCEN submissions.
Perform OFAC monitoring by reviewing alerts, analyzing potential matches, and clearing false positives in line with established procedures and escalation requirements.
Complete FinCEN 314(a) reviews and support lawful law enforcement requests through appropriate searches, documentation, and escalation of findings.
Maintain and apply a working knowledge of BSA, AML, OFAC, and USA PATRIOT Act regulations to support accurate transaction review, reporting, and compliance activities.
Provide day‑to‑day BSA/AML compliance support to internal departments, addressing routine inquiries and escalating more complex matters as appropriate.
Participate in ongoing training, industry updates, and certification development to maintain current regulatory knowledge and compliance awareness.
Adhere to all organizational policies related to information security, privacy, fraud prevention, and regulatory compliance, including completion of required training and protection of confidential information.
Develop foundational investigative and analytical skills to support progression into more advanced BSA/AML responsibilities.
Contribute to continuous improvement of BSA/AML processes, procedures, and controls by identifying inefficiencies and providing operational feedback.
Support Clearview’s Commitment to fostering a workplace where every individual feels welcomed, valued, and supported. Embrace and celebrate the unique differences of others, treat all people with fairness and respect, and contribute to an inclusive experience where everyone is encouraged to grow and pursue opportunities that lead to a better life. Understand and champion the belief that a diverse and inclusive workplace is essential to Clearview’s vision and success.