BSA / AML Monitoring Analyst I

Global Credit Union • Anchorage, AK

6d

About The Position

The BSA/AML Monitoring Analyst I monitors, investigates, and reports suspicious activities in compliance with Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations. The role supports the Credit Union and its Credit Union Service Organizations (CUSOs), ensuring timely and accurate filing of Suspicious Activity Reports (SARs) and Currency Transaction Reports (CTRs).

The position reports to the Assistant Manager, BSA / AML Monitoring and has no supervisory responsibilities. It involves reviewing and investigating alerts and referrals, preparing regulatory reports, maintaining audit-ready records, and escalating concerns about suspicious or restricted account activity. The analyst is expected to keep informed about AML trends and regulatory expectations and use available training resources for continued development.

The stated salary ranges by category are: Category 10, $63,233–$99,908 annually; Category 11, $57,484–$90,230 annually; Category 12, $53,226–$81,405 annually; and Category 13, $49,284–$73,391 annually. New-hire base salaries generally fall between the minimum and midpoint of the applicable range, based on experience, qualifications, education, and wage requirements.

Requirements

• High school graduate or equivalent.
• At least two years of progressively responsible experience in financial operations or a related compliance role.
• Advanced investigative and analytical skills, including the ability to interpret complex data and identify patterns indicative of suspicious activity.
• Excellent verbal and written communication skills for clear documentation and collaboration across teams.
• Thorough understanding of accounting principles and balancing procedures.
• Strong critical-thinking and problem-solving skills, with sound independent judgment in high-stakes compliance scenarios.
• Knowledge of business law and regulatory requirements, particularly BSA and AML regulations.

Nice To Haves

• Prior experience in a role involving routine investigative work is highly valued.

Responsibilities

• Review and analyze SAR- and CTR-related alerts and case referrals, conducting timely triage to determine whether filings to FinCEN are required.
• Escalate issues as appropriate and ensure investigations and reports are completed and filed within regulatory deadlines.
• Verify the receipt and accuracy of branch CTRs and process daily FinCEN e-filings.
• Conduct detailed investigations using internal systems, member profiles, and external resources.
• Draft and complete SARs for filing in accordance with regulatory timelines and internal standards.
• Monitor and validate transactions that meet the CTR filing threshold.
• Maintain supporting documentation and records of decisions for regulatory reports to ensure audit readiness.
• Document investigations, findings, and decisions in accordance with internal procedures and regulatory expectations.
• Identify restricted account activities during transaction investigations and escalate accounts to relevant business units for possible restrictions or discontinuation of services.
• Use credit union training platforms, including third-party vendors, to support continued education, professional growth, and development.
• Remain informed of emerging AML trends, typologies, and evolving regulatory expectations relevant to BSA processes.
• Perform other duties as assigned.

Benefits

• Short-term and long-term incentives.
• Comprehensive medical, dental, and vision insurance, with HSA and FSA options.
• 401(k) plan with a 5% match.
• Employee Assistance Program (EAP).
• Life and disability coverage.
• Voluntary cash benefits for accident, hospitalization, and critical illness.
• Tuition reimbursement.
• Paid Time Off accrual, Paid Sick Leave, and Paid Holidays.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED