Branch Service Specialist (Universal Banker)

Msgcu•Rochester Hills, MI

1d•Onsite

About The Position

Performs a broad range of member sales and service functions as well as teller transactions to deliver the desired member experience. Focuses on listening to identify member needs, asking questions and cross selling products and services as effective solutions to build loyal member relationships. Member service responsibilities include, but are not limited to: processing loan applications, opening new memberships, opening IRAs, setting-up automated services and supporting Call Center as needed. Effectively explains ownership options and eligibility requirements for membership and ensures that all paperwork, documentation, and signatures are completed accurately as required. Follows MSGCU’s service standards to accurately complete teller transactions and balance drawer and checks at the end of day. Teller transactions include, but are not limited to: cashing checks, processing deposits and withdrawals, making member payments, processing certificate of deposit transactions, and member account maintenance. Exceeds member service expectations and builds trusting relationships with members by being the financial expert and shows a sincere interest in the member and their financial success. Uses Creating Member Loyalty skills to effectively handle member complaints and resolve issues by working with members to identify mutually beneficial solutions. Uses a consultative approach when serving members, asking high impact questions to identify and meet member perceived and unperceived needs. Listens for member cues and uses in-depth knowledge of MSGCU products and services to cross sell and offers solutions for member needs by focusing on the benefits and value to the member. Offers Credit Life, Credit Disability, and GAP when identified in the members’ best interest and to protect MSGCU. Generates new business by asking for business and referrals.

Requirements

High school diploma or GED
6 months of experience as a teller in a financial institution or as a retail sales representative/cashier
Either 2 years retail sales experience, or Associate degree preferably in Business Administration, Marketing, Accounting or Finance, or 1 year of member/customer facing experience within financial services
Member Focus: Builds strong member relationships (internal/external) by using effective listening skills to gain insight into member needs and identifying opportunities to benefit the member, efficiently resolving problems, and providing superior quality service in a professional, efficient, and courteous manner. Behavior consistently demonstrates engagement with members and commitment to MSGCU initiatives in support of our mission and values.
Action Oriented: Takes on new opportunities and tough challenges with a sense of urgency, high energy, and enthusiasm. Completes responsibilities with a high level of excellence, professionalism, efficiency, accuracy, and responsibility for outcomes.
Communicates Effectively: Actively listens, provides timely and helpful information, shares, collaborates and participates in team discussions.
Instills Trust: Gains the confidence of others by modeling honesty, integrity, authenticity, and behaviors that align with organizational values. Makes responsible choices and exemplifies courage by stepping up to address difficult issues.
Self-Development: Actively seeks new ways to grow and be challenged using both formal and informal development channels; demonstrates a willingness to step into other areas as requested.

Responsibilities

Process loan applications
Open new memberships
Open IRAs
Set-up automated services
Support Call Center as needed
Accurately complete teller transactions
Balance drawer and checks at the end of day
Cash checks
Process deposits and withdrawals
Make member payments
Process certificate of deposit transactions
Perform member account maintenance
Handle member complaints and resolve issues
Cross-sell products and services
Offer Credit Life, Credit Disability, and GAP
Generate new business by asking for business and referrals

Benefits

Generous vacation time
Retirement plan contributions
Discounts on loans
Discounts on phone service
Medical
Dental
Vision
Health Savings Account (HSA)-eligible medical plan with no monthly premium
401(k) with 3% contribution from MSGCU and 100% match for the next 7% contributed
12 paid holidays
Up to 120 hours of PTO in the first year