Bodily Injury Litigation Claim Representative

NJ CURE • Princeton, NJ

8h • $66,000 - $85,000 • Hybrid

About The Position

CURE Auto Insurance is seeking an experienced Claims Adjuster to join their team as a Bodily Injury Litigation Claims Representative. This position is responsible for managing bodily injury auto claims, including uninsured and underinsured motorist claims, in the states of Michigan, New Jersey, and Pennsylvania.

Requirements

• 1+ year of experience handling Bodily Injury claims.
• Strong communication skills, both verbal and written, with the ability to provide excellent customer service.
• Exceptional organizational and time management abilities.
• Strong analytical, investigative, and negotiation skills.
• Proficiency in Microsoft Office and the ability to learn and navigate new computer systems and technologies.
• Applicants must be authorized to work for ANY employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Responsibilities

• Investigate the validity of claims, evaluate policy coverage, and determine if any referrals to the Special Investigation Unit (SIU) are necessary.
• Make prompt contact with policyholders and other relevant parties to gather required documentation, conduct recorded statements, and more.
• Establish initial reserves based on gathered information, adjusting as needed throughout the life of the claim.
• Negotiate timely and fair settlements with claimants, attorneys, or other parties. Issue accurate payments as appropriate.
• Identify potential risks, red flags, and fraud indicators, escalating concerns to the SIU when applicable.
• Maintain an organized diary system to ensure all claims are handled efficiently and in compliance with timelines.
• Effectively manage the loss costs associated with litigation claims.
• Adhere to all state and local regulations, including New Jersey and Pennsylvania Unfair Claims Practices and Guidelines.

Benefits

• Comprehensive health benefits including medical, dental and vision coverage
• Generous paid time off (PTO days, sick days, and holidays)
• Flexible spending options with FSA & HSA plans
• Life and AD&D insurance
• 401(k) with company match
• Voluntary benefits such as legal services, pet insurance, and identity & fraud protection
• 24/7 Employee Assistance Program (EAP) for employees and their families
• Health & wellness perks including gym discounts, wellness reimbursements, and reward programs
• Fun, engaging in-office events that support our culture

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed