2027 BNY Analyst Program – Credit and Lending - (New York, NY)

BNY Mellon•New York, NY

7d•Onsite

About The Position

BNY’s Credit and Lending Practice plays a key role in supporting client financing needs while maintaining strong credit discipline and risk management across the firm. The Credit Analyst Program offers driven students hands-on exposure to the practice through strategic projects aligned to credit analysis, underwriting, portfolio monitoring, transaction support and process improvement. In a fast-paced environment, analysts will gain insight into the credit lifecycle, support financial analysis, reporting and documentation, and build an understanding of lending fundamentals, credit risk and the role sound judgment and partnership play in effective credit decisions.

Requirements

Enrollment in a 4-year undergraduate degree program with a strong focus on business-related and/or technology-related majors preferred
Graduating in Dec 2026 or May 2027 (U.S.)
Minimum cumulative GPA of 3.0 or better
Does not require sponsorship for employment visa status (now or in the future) in the country where applying.

Nice To Haves

Financial statement and ratio analysis
Credit and risk assessment
Analytical judgment and structured problem solving
Underwriting and deal-structuring fundamentals
Regulatory and risk-awareness mindset

Responsibilities

Analyze company financials, industry trends, and key risk indicators to support borrower and transaction assessments.
Assist with credit materials, portfolio reviews, and reporting that help teams evaluate opportunities and monitor exposures.
Learn how deal structures are built and how lending decisions balance growth, risk, and client needs.
Partner with experienced professionals to understand how disciplined underwriting supports resilient client relationships.