Bilingual Underwriter

Haventree Bank • Quebec, QC

28d

About The Position

Reporting to the Director Mortgage Originations, the Mortgage Underwriter is responsible for recommending customer’s mortgage applications. Including in-depth analysis of document review and managing loan from application to completion stage.

Requirements

• The position requires a university degree or equivalent experience.
• The position requires at least 3 years experience underwriting in the residential mortgage lending industry, preferably in the “Near prime and Alt B” business.
• A strong understanding of residential mortgage review, regulatory legislation (B20, AML and KYC) and the proven ability to make sound underwriting decisions.
• Proven ability to clearly communicate with mortgage brokers; maintain successful relationships that include negotiation and sales skills.
• Strong organization, time management and multi-tasking skills.
• Comfortable using Microsoft Outlook, Excel, Word, underwriting and servicing software platforms or Delta 360.
• Bilingualism in written and spoken French is mandatory

Responsibilities

• Effective “pipeline management” to ensure documentation is received on time.
• Assesses up to 4 mortgage applications per day. Evaluating broker’s documentation and recommending/approving mortgage applications by assessing the 5 C’s of credit including credit, capacity, capital, character and collateral within established HTB guidelines.
• Fulfills all conditions required and communicates remaining conditions with the brokers within SLA.
• Provides excellent customer service, including efficient turnaround time to brokers, while building and maintaining positive working relationships.
• Works in collaboration with the Originations unit to ensure targets are being met and exceeded.
• Stays informed of the latest industry knowledge including: B20, AML (Anti-Money Laundering) and KYC (Know Your Customer) legislation.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level