Bilingual Credit Portfolio Associate

Wells Fargo • Mississauga, ON

4d • CA$60,000 - CA$89,000 • Onsite

About The Position

Wells Fargo is seeking a Bilingual Credit Portfolio Associate. This role is for a vacancy in either our Montreal or Mississauga office. In this role, you will build and maintain effective relationships with a group of assigned Inventory Finance clients in various industries and geographies. You will provide support as an advisor regarding credit performance, potential or emerging risks, and business conformity with risk appetite, credit culture, and policies. You will review basic or tactical issues, credit policies or procedures, complex credit reports, and findings and insights to recommend appropriate risk mitigation strategies to management. You will exercise independent judgment while developing understanding of credit function, analytical tools, policies, procedures, or compliance requirements. You will collaborate and consult with managers, functional colleagues, and stakeholders, including internal or external customers. You will proactively monitor and assess the portfolio to manage risk and drive effective resolution of problem loans. You will deliver responsive, professional customer service by addressing inquiries promptly, following through on commitments, and maintaining strong client relationships. You will make decisions and resolve issues to meet business objectives. You will identify opportunities to support your assigned customer’s Inventory Finance needs for Line Increases, Additional Financing opportunities. You will demonstrate ability to analyze and interpret financial statements, assess performance trends, and respond appropriately to support sound business decisions. You will collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals. You will identify and recommend opportunities for process improvement and risk control development. You will interpret policies, procedures, and compliance requirements.

Requirements

• 6+ months of Credit Portfolio Consulting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Bilingual in French and English

Nice To Haves

• 6+ months of Customer Service, Credit Management and/or Commercial Underwriting experience
• Bachelor’s Degree in Business or Finance
• Proficient user of AI, Microsoft Product Suite (Outlook, Excel, Word, Powerpoint)

Responsibilities

• Build and maintain effective relationships with a group of assigned Inventory Finance clients in various industries and geographies
• Provide support as an advisor regarding credit performance, potential or emerging risks, and business conformity with risk appetite, credit culture, and policies
• Review basic or tactical issues, credit policies or procedures, complex credit reports, and findings and insights to recommend appropriate risk mitigation strategies to management
• Exercise independent judgment while developing understanding of credit function, analytical tools, policies, procedures, or compliance requirements
• Collaborate and consult with managers, functional colleagues, and stakeholders, including internal or external customers
• Proactively monitor and assess the portfolio to manage risk and drive effective resolution of problem loans
• Deliver responsive, professional customer service by addressing inquiries promptly, following through on commitments, and maintaining strong client relationships
• Make decisions and resolve issues to meet business objectives
• Identify opportunities to support your assigned customer’s Inventory Finance needs for Line Increases, Additional Financing opportunities
• Analyze and interpret financial statements, assess performance trends, and respond appropriately to support sound business decisions
• Collaborate and consult with peers, colleagues and managers to resolve issues and achieve goals
• Identify and recommend opportunities for process improvement and risk control development
• Interpret policies, procedures, and compliance requirements

Benefits

• Pay Range Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level