Bankruptcy Specialist

America First Credit Union • Roy, UT

1d • $24 - $30 • Onsite

About The Position

In-office position based in Riverdale, UT. Pay range is $24.28-$30.35 per hour. Under the direction of the Manager will be responsible for performing collection activities asso-ciated with serious delinquent member accounts, including Visa credit and debit cards, lines of credit, secured loans, personal loans, real estate loans, and home equity lines of credit that are involved in bankruptcy or legal proceedings. Reviews delinquent accounts, determines Credit Union position and, as circumstances indicate, directs and assists legal counsel in collection pro-ceedings. Ensures that actions are properly documented, and records and files appropriately maintained. Ensures that the Credit Union's professional image is maintained.

Requirements

• High school graduate or equivalent.
• Thorough knowledge of collection procedures, skip tracing, and related laws and regula-tions.
• Thorough understanding of Credit Union loan products and policies. Knowledge of all loan contract terms and agreements.
• Familiar with deposit programs and understands account ownership.
• Familiar with collateral insurance used to protect security.
• Basic understanding of the U.S. Bankruptcy Code. Familiar with all legal documents re-lating to collection actions.
• Understanding of all court systems (District, Bankruptcy). Completely familiar with equity calculations, priority of liens, and redemption rights.
• Accuracy and thoroughness in work. Ability to manage projects.
• Excellent communication, telephone, and public relations skills.
• Ability to work well independently.
• Professional attitude and appearance.
• Ability to work well in stressful situations.
• Ability to operate related computer applications, and other business equipment.

Nice To Haves

• Three to four years collection experience with a full-service financial institution.

Responsibilities

• Effective and professional performance of collections' functions.
• Efficient administration of collections' activities.
• Ensuring that professional business relations are established and maintained with Credit Union members.
• Establishing and maintaining effective communication and coordination with Credit Un-ion personnel.
• Effective performance and administration of repossessed property functions.
• Ensuring that professional business relationships are established and maintained with borrowers, buyers, the community, and with trade organizations.
• Other related duties as required or assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED
• Number of Employees: 5,001-10,000 employees