Banker II

Arrow Bank NASaratoga Springs, NY
$21 - $23Onsite

About The Position

Banker II is responsible for core customer service interactions including processing customer transactions accurately and in a timely manner, responding positively to inquiries, safeguarding customer information, and detecting and preventing fraud. This role supports the Banker I role with complex customer service transactions and inquiries requiring escalation. This client-facing role is key to creating outstanding customer experiences by developing quality relationships through caring conversations, identifying customer needs, and recommending products and services as appropriate.

Requirements

  • Cash-handling and customer service experience required
  • Curiosity, confidence, and resourcefulness
  • Strong communication and customer-centric problem-solving skills
  • A positive attitude and a team-player mindset
  • Availability to work flexible schedule within standard banking hours
  • High School Diploma or GED required
  • Strong written and verbal communication skills, in English, with the ability to communicate confidentially, clearly, professionally, and confidently with customers, internal partners, management, and other stakeholders
  • Demonstrated commitment to delivering high-quality customer service with a courteous, patient, and professional demeanor
  • Strong attention to detail and problem-solving skills with the ability to follow procedures
  • Proven ability to manage multiple tasks simultaneously while remaining aware of surroundings and priorities
  • Sound judgment, discretion, and a high level of integrity when handling confidential information
  • Proficiency in Microsoft Office applications (Word, Outlook, Excel) and ability to effectively learn and utilize department specific systems and software

Nice To Haves

  • bilingual is a plus
  • 3 years of experience in banking, customer service, cash handling, or retail sales preferred

Responsibilities

  • Processes transactions accurately and efficiently; follows proper cash handling procedures; balances cash drawer and adheres to established cash limits, buying and selling currency from the vault
  • Fields incoming customer service calls referencing knowledge of Company operations, products, services, and programs
  • Identifies opportunities to provide additional products or services and generates client referrals
  • Answers account and banking related questions such as interest rates, service charges, and account histories while complying with disclosure requirements, regulations, and consumer privacy policies
  • Prevents and detects fraud by identifying counterfeit currency and monetary instruments, including cashier’s checks, money orders, and domestic/international wire transfers, following customer identity verification, adhering to check cashing and dual-control procedures
  • Performs daily reconciliation and maintenance for the ATM and processes night depository bags under dual-control as assigned
  • Protects customer and Company resources by following security requirements such as executing branch opening and closing protocols ensuring branch safety
  • Provides key support to the Banker I, by serving as a peer mentor and subject matter expert for complex customer service inquiries and transactions
  • Opens basic customer accounts, such as checking and saving, and orders debit cards as appropriate
  • Maintains up-to-date knowledge of and adheres to applicable federal regulations and Company policies and procedures

Benefits

  • Competitive hourly pay
  • Annual employee bonus program
  • Employee Stock Ownership Plan
  • Pension Plan
  • Competitive compensation including potential bonus and incentives
  • Paid vacation, sick time, and holidays
  • Medical, Dental, and Vision Insurance
  • Flexible Spending Plan
  • Multiple retirement plans including: 401(k), Pension, and Employee Stock Ownership
  • Education and Tuition Reimbursement
  • Wellness Reimbursement Program
  • Employee Assistance Program for our employees and their immediate family members
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