Bank Third‑Party Governance Advisor Senior (Regulation W Focus)

USAA•Tampa, FL

6d•Hybrid

About The Position

As a dedicated Bank Third Party Governance and Programs Advisor, you will support Regulation W assessments and affiliate program activity. You will also provide support for PRCI and RCSA execution. We offer a flexible work environment that requires an individual to be in the office 4 days per week. This position can be based in one of the following locations: San Antonio, TX, Plano, TX, Phoenix, AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation assistance is not available for this position.

Requirements

Bachelor's degree: OR 4 years of related experience (in addition to the minimum years of experience required) may be substituted in lieu of degree.
Minimum 6 years’ experience supporting risk-related, compliance related, or business control design activities; OR 6 years’ experience in a relevant quantitative discipline; OR Advanced degree or designation in a risk management or quantitative discipline, and 4 years’ experience supporting risk-related, and/or compliance-related, or business control design activities; OR PhD in a risk management or quantitative discipline, and 2 years’ experience supporting risk-related, and/or compliance-related, or business control design activities.
Knowledge of federal laws, rules, regulations, and applicable guidance to area supported for example: OCC Heightened Standards, BSA/AML, REG E, UDAAP/UDAP, TILA/REG Z, SCRA, FCRA, MLA.

Nice To Haves

Experience in Third‑Party Risk Management (TPRM) and/or affiliate oversight, preferably within a regulated financial services environment
Prior hands‑on experience with Regulation W (Sections 23A/23B) compliance and assessments (Reg W experience required; deal‑breaker)
Candidates with strong, long‑tenured TPRM or affiliate risk management experience may be considered if they demonstrate prior exposure to or working knowledge of Regulation W
Background in financial services, finance, accounting, or partnership with CFO/Finance organizations
Demonstrated ability to review and interpret financial records, analyze transactions, and determine whether they meet applicable regulatory requirements
Experience assessing affiliate transactions, related‑party activity, or intercompany agreements for regulatory compliance and risk considerations
Prior experience as a regulator and/or in a legal advisory capacity
Experience drafting regulatory responses and/or presenting to regulatory agencies (e.g., OCC, CFPB)
Strong working knowledge of OCC Bulletin 2023‑17
Deep understanding of Regulation W and HOLA guidance
Extensive experience with Bank Third‑Party Risk Management (TPRM) programs
Strong analytical skills with the ability to synthesize complex information, develop recommendations, and drive decisions
Proven ability to influence and partner effectively across business and control functions
Ability to advocate for the First Line of Defense while working collaboratively with stakeholders.
Experience creating executive‑level presentations, guidance materials, and risk program reporting
US military experience through military service or a military spouse/domestic partner.

Responsibilities

Manage and drive solutions for stronger controls, and in support of risk and/or regulatory compliance related initiatives which may include oversight of procedures/process, accurate regulatory reporting and filing, document governance, risk control self-assessment, procedure governance, control design, new product controls, Company or Staff Agency Third Party Governance, or quality governance.
Perform ongoing supervision and oversight of business controls and share knowledge with team members to evaluate the effectiveness of established business controls.
Responsible for risk data analysis, report preparation and trend analysis, utilizing business intelligence tools.
Anticipate business needs and proactively identify opportunities to improve and strengthen the control environment through actionable insights.
Assist with translating control deficiencies into action plans and provide recommendations to enhance governance practices in alignment with risk and compliance frameworks.
Partner with stakeholders to drive improvement efforts to correct or prevent unfavorable trends and assess the impacts.
Lead project team through concept, planning, execution, and implementation phases for effective and timely Risk remediation.
Advise senior management on the status of their control environment related to risk identification and control weaknesses.
Identify critical areas to monitor and escalate issues and findings to appropriate stakeholders.
Develop and maintain processes, procedures and tools for managing exception alerts as they occur, including monitoring resulting exception cases.
Provide control oversight to ensure compliance with laws and regulations.
Serve as a primary resource to team members.
Ensure risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures.