Griffin, GA - Full-Time - Bank Secrecy Act Analyst I

United Bank•Griffin, GA

13h•Onsite

About The Position

Assist with the daily monitoring and reporting of monetary transactions to maintain compliance with the Bank Secrecy Act and associated regulations. Assist with the daily operation and monitoring of the Bank’s BSA, AML, OFAC, and KYC programs. This position performs various quality control reviews and monitoring in Bank Secrecy Act, USA Patriot Act, Anti-Money Laundering, OFAC and Customer Identification Program compliance using industry standard and regulatory guidance sampling methods to ensure the Bank's compliance efforts are maintained daily. Advises the Bank's AML/CFT Officer of any potential emerging compliance issues. Assists the AML/CFT Officer in ensuring department activities run smoothly and efficiently through daily monitoring and review processes. This position will cross train in all areas of the department.

Requirements

High School Diploma or equivalent required
Previous BSA work experience preferred
Previous bank work experience with exposure to and knowledge of BSA strongly preferred
Proven problem solving skills
Ability to interact effectively with all levels of management and personnel
Proven attention to details and maintaining confidentiality
Display high degree of character and ethics
Proven ability to multi-task, meet deadlines, and deliver an accurate work product
Effective verbal and written communication skills
Demonstrated capability to work in a team atmosphere and independently with moderate supervision
Professional in demeanor and presentation
Proficient using Microsoft Office Suite with current usage of Excel
Must be a self-starter
Available to work Monday through Friday
Successful completion of in-house training and orientation

Nice To Haves

a college (associate or bachelor) degree preferred

Responsibilities

Assist with the daily operation and monitoring of the Bank’s BSA, AML, OFAC, and KYC Compliance programs.
Assist in ensuring that the BSA/AML Compliance Program is in line with the current industry best practices and is both efficient and effective in terms of current BSA, AML, OFAC, and KYC governance, as well as internal controls per all applicable BSA, AML, OFAC, and KYC requirements.
Proactively update the AML/CFT Officer of any on-going BSA, AML, OFAC, and KYC issues.
Monitor monetary transactions for suspicious activities.
Ensure daily cash transaction monitoring records are accurate and current.
Prepare, Review and File Currency Transaction Reports when appropriate.
Utilize the Bank’s BSA/AML software using the predetermined modules to monitor for suspicious activities.
Review and complete watchlist reviews as warranted.
Perform monthly reviews of the bank’s Monetary Instrument Logs (MIL) for all branches.
Gather data as required for Enhanced Due Diligence (EDD) reviews of higher risk customers on a routine basis.
Advise the AML/CFT Officer of activities that may be considered suspicious.
Assist the AML/CFT Officer with special assignments as directed.
File mandatory reports to the Department of Human Services regarding concerns of financial abuse or exploitation.
Stay abreast of developing industry and compliance trends, scams or schemes, and changes to laws and regulation related to The Bank Secrecy Act, as well as comply with all Federal and State banking laws and related regulations, to include but not limited to the Bank Secrecy Act.