Bank Market President

Availa Bank•Council Bluffs, IA

3h•Onsite

About The Position

The Market President provides leadership and direction for its designated location(s). This position is responsible for maintaining and building upon existing and new relationships to proactively develop new business within the market area along with loan supervision, marketing, retail, managing the markets financials and the daily operations of the bank. In addition, the Market President shall have the overall responsibility for: directing and overseeing the performance of all staff, along with leading and overseeing employee evaluations within the market(s); ensuring market staff compliance with all established bank policies & procedures; developing goals and performance objectives for the market; maintaining high loan credit quality. This position is responsible for implementing corporate objectives in accordance with policies established by the CEO and Board of Directors.

Requirements

Bachelor’s degree in a related field preferred or equivalent combination of education and experience.
Minimum 7 years in a banking or lending environment.
Extensive credit knowledge required.
Strong sales and negotiation skills.
Demonstrated proficiency in typing with speed and accuracy; basic keyboarding skills are required.
Working knowledge of loan policies and procedures.
Advanced Microsoft Word and Excel skills.
Strong math skills; add, subtract, multiply and divide in all units of measure.
Exceptional organizational and time management skills; ability to function well in a fast-paced environment.
Exceptional oral and written communication skills with the ability to apply commonly understood knowledge to carry out instructions and instruct others, understand procedures, and write reports and correspondence.
Exceptional interpersonal skills to represent the bank in a professional manner when dealing with customers and potential customers.
Ability to interact with internal teams and customers with tact, diplomacy, and confidentiality.
Ability to lead a diverse team, monitor employee engagement and foster a positive working environment in the assigned market(s).
Demonstrate a “lead by example” mentality.

Responsibilities

Provides leadership and direction for designated location(s).
Maintains and builds upon existing and new relationships to proactively develop new business within the market area.
Oversees loan supervision, marketing, retail, financial management, and daily operations of the bank within the market.
Directs and oversees the performance of all staff, including leading and overseeing employee evaluations.
Ensures market staff compliance with all established bank policies and procedures.
Develops goals and performance objectives for the market.
Maintains high loan credit quality.
Implements corporate objectives in accordance with policies established by the CEO and Board of Directors.
Communicates and implements the bank’s strategic plan and procedures, consistent with established financial policies and Board approval.
Supports and assists in planning and expanding for the financial success of the market(s) assigned.
Identifies and contacts current and prospective customers about new and existing products and services (loans, deposits, treasury management services, and associated fees).
Solicits, establishes, and maintains new agricultural, commercial, and business banking relationships and develops a strong pipeline of business prospects.
Maintains a high level of customer confidence and assumes a leadership role within the bank and community.
Approves or denies loan applications, adhering to bank policy, procedures, and lending laws/regulations.
Handles all loan applications within appropriate customer service and regulatory timeframes.
Works cooperatively with loan clerical staff in acquiring necessary documentation for loan files.
Monitors loans for continuing quality and strives for a low incidence of incomplete documentation or regulatory violation.
Works with peers and Management to develop and define procedures and policies for loan administration.
Remains current on products and services offered by competitors and vendors, and makes recommendations for new or improved offerings.
Attends conferences and training as required to maintain current knowledge of industry regulations, requirements, and trends.
Manages operational activities in the designated market(s) and facilities/building maintenance, including staff oversight and adherence to established bank policies.
Supervises staff in accordance with the bank’s policies and applicable laws, including training, planning, assigning work, appraising performance, rewarding and taking corrective action, and resolving problems.