Balance Sheet & Capital Strategy Lead - Business Management Payments

JPMorgan Chase & Co. • New York, NY

10d • $133,000 - $210,000

About The Position

This role sits within Trade & Working Capital (T&WC) Business Management (Payments) and is accountable for driving the global portfolio, balance sheet, and business performance agenda across the T&WC lending franchise. The Lead partners with Product leadership and collaborates with Treasury, Risk, Finance, and business stakeholders to deliver actionable insights and optimize the balance sheet.

The role sets and continually elevates the global operating rhythm, strengthens governance and controls, and drives strategic execution to optimize profitability, pricing, resilience, and capital and funding efficiency. It also champions digital transformation across the lending portfolio by automating and modernizing financial processes, improving oversight, transparency, and decision-making, and creating a more scalable, data-driven platform for global performance management.

Requirements

• Bachelor’s degree required.
• 10+ years of relevant experience in finance, business management, financial analysis, strategy, banking, or related functions.
• Ability to develop product-specific knowledge across the lending suite, with a focus on capital and liquidity requirements.
• Advanced analytics skills and proficiency in using data to generate predictive, scenario-based, and actionable insights.
• Strong project management skills and experience leading complex, cross-functional initiatives.
• Excellent attention to detail, ownership, and follow-through.
• Governance mindset and experience partnering effectively across functions in a matrixed environment.
• Strong written and verbal communication and executive-ready presentation skills, including the ability to simplify complex topics into clear decisions.
• People leadership experience, including managing, coaching, and developing a high-performing team and driving collaboration.
• High proficiency in Microsoft Office, including Excel and PowerPoint, and relevant analytics tools such as Tableau, Alteryx, Qlik, and AI tools.

Nice To Haves

• Advanced degree preferred.
• Familiarity with Trade & Working Capital products or trade finance solutions.
• Experience in capital planning, treasury, risk management, and business strategy within a banking environment.
• Ability to adapt quickly to changing business needs and priorities.
• Strong executive presence and stakeholder management capability with senior leadership audiences.

Responsibilities

• Promote the global portfolio, balance sheet, and business performance agenda across the T&WC lending franchise.
• Develop and execute scenario-planning and balance-sheet frameworks to assess portfolio resilience and support strategic decisions.
• Build and scale advanced analytics capabilities using data, automation, and digital tools to monitor exposures, forecast performance, and provide actionable insights.
• Lead financial strategy and capital and funding optimization initiatives across the T&WC lending portfolio to improve profitability, pricing discipline, and competitive positioning.
• Provide executive-level financial reporting and insight-driven analysis for business reviews, strategy discussions, and applicable regulatory submissions.
• Integrate risk appetite, regulatory requirements—including CCAR and CECL where applicable—and internal and external benchmarking into financial processes.
• Conduct competitor benchmarking, market-trend analysis, and performance assessments to inform business strategy and prioritization.
• Support strategic and execution priorities for portfolio and credit management, focusing on financial optimization and business growth.
• Manage key stakeholder relationships and partner with the Head of Portfolio and Credit to align execution with priorities.
• Champion digital transformation by automating portfolio reporting and analytics to improve oversight, control effectiveness, and management information quality.
• Set the global operating rhythm, strengthen governance and controls, and drive strategic execution across the portfolio.
• Lead, coach, and develop a high-performing team and drive collaboration.

Benefits

• Competitive total rewards package, including base salary determined by role, experience, skill set, and location.
• Eligible roles may receive commission-based pay and/or discretionary incentive compensation in cash and/or forfeitable equity.
• Comprehensive health care coverage.
• On-site health and wellness centers.
• Retirement savings plan.
• Backup childcare.
• Tuition reimbursement.
• Mental health support.
• Financial coaching.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior