BA Functional Solution Architect

Fiserv • Berkeley Heights, NJ

4d • Onsite

About The Position

As a BA Functional Solution Architect, you will lead business analysis activities for payment initiatives that support banking organizations of varying size and complexity. You will work closely with Bank Product, Payment Operations, product architects, technical leads, and clients to define requirements, document functional solutions, and support delivery. Your work helps ensure payment capabilities are implemented accurately, align to client needs, and support reliable transaction processing.

Requirements

• 5+ years of experience in business analysis within the payments industry supporting functional requirements, solution definition, and project delivery.
• 4+ years of experience in financial services with payment processing across US and international clearing frameworks such as SWIFT, Real-Time Payments (RTP), Automated Clearing House (ACH), Lynx, TIPS, TARGET2, or Single Euro Payments Area (SEPA).
• 4+ years of experience in analyzing payment flows including qualification processes, return flows, and exception handling.
• 4+ years of experience in mapping payment data to clearing message structures, including ISO 20022 MX formats.
• Experience with software development lifecycle practices, including quality gates, requirements documentation, and test analysis.
• Experience using Jira, Git, XML, and XML editing or validation tools.
• Bachelor's degree or higher in Business, Information Systems, Computer Science, Finance, or related field or equivalent combination of education, related experience and/or military experience.
• You must currently possess valid and unrestricted U.S. work authorization to be considered for this role. Individuals with temporary visas including, but not limited to, F-1 (OPT, CPT, STEM), H-1B, H-2, or TN, or any candidate requiring sponsorship, now or in the future, will not be considered for this role.

Nice To Haves

• Experience in banking payment operations.
• Experience supporting client engagements and resolving client inquiries independently.
• Familiarity with payment change initiatives for banking clients across multiple clearing environments.

Responsibilities

• Lead the business analysis phase for payment projects, including planning analysis activities and coordinating deliverables across project stakeholders.
• Gather, analyze, and document business and functional requirements, then translate them into functional specifications and detailed test analysis for development teams.
• Partner with product architects and technical leads to define solution approaches that align with payment processing requirements, message standards, and operational needs.
• Document business analysis outputs and obtain stakeholder or client approval on requirements, scope, and functional designs.
• Design, specify, and execute business test scenarios to validate requirements, support quality gates, and confirm solution readiness.
• Communicate with client subject matter experts and system users to identify business needs, clarify requirements, and resolve product issues during development, workshops, and sales-related discussions.
• Facilitate scoping for client and prospect payment change initiatives with varying complexity across domestic and international clearing environments.
• Responsibilities listed are not intended to be all-inclusive and may be modified as necessary.

Benefits

• Fuel Your Life program to support your physical, financial, social, and emotional well-being.
• Paid holidays and generous time away policies.
• No-cost mental health support through Employee Assistance Programs.
• Living Proof program to recognize your peers’ extra effort with points redeemable for rewards.
• Eight Employee Resource Groups to foster a collaborative culture and expand your network.
• Unparalleled professional growth with training, development, and internal mobility opportunities.
• Medical, dental, vision, life, and disability insurance options available from day one.
• Retirement planning including 401k match and discounted shares with the Employee Stock Purchase Plan.
• Tuition assistance and reimbursement program.
• Paid parental and military leave.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior