AVP, Indirect Powersports Underwriter

Bank OZK•Alpharetta, GA

5d•Onsite

About The Position

This position is responsible for the credit underwriting of Powersports loan requests submitted by an approved network of dealers and correspondent lenders. It is a high touch customer contact; particularly with respect to loan decisions that have been rendered.

Requirements

Knowledge of understanding consumer credit.
Ability to understand and analyze the personal and business tax returns and/or financial statements of an applicant.
Ability to read and interpret consumer credit reports.
Strong interpersonal skills.
Strong verbal and written communication skills.
Ability to work well within a team environment.
Exceptional customer service skills are imperative.
Ability to effectively prioritize and adapt in a fast-paced environment.
Must be highly detail oriented.
Must be able to work some nights and weekends.
Ability to apply analytical skills when decisioning loans
Skill in using computer and Microsoft Office, including Word, Excel and Outlook.
High school diploma or equivalent
Two (2) or more years of experience in an underwriting capacity (indirect Powersports, marine/RV, or Automotive underwriting)

Nice To Haves

Bachelor degree in Finance or a related field

Responsibilities

Manages assigned credit transactions, ensuring the loan requests are handled efficiently and processed in a timely manager, consistent with the Bank’s policies and procedures.
Reviews Powersports loan applications and supporting documentation to determine credit worthiness of applicant(s).
Ensures accuracy of all information entered into the system and clearly documents rational of credit decisions.
Tracks, monitors, and reports activity on loan applicants and decisions.
Contacts the dealer to communicate loan decisions and/or gather additional information, as needed.