Auto Loan Processor

Mariner Finance•Nottingham, MD

21h•$20 - $23•Onsite

About The Position

Join Mariner Finance! Since 1927, the Mariner Finance family of companies has provided customers with creative, flexible, and convenient lending options. Headquartered in Baltimore, Mariner Finance operates coast-to-coast with physical locations in over half the states. With a growing number of employees, superior customer service remains the cornerstone of our business, and we pride ourselves in delivering a variety of loans with an enhanced focus on exceptional service. We work with customers to find options that are beneficial to their specific needs, which is why we are recognized by our customers as one of the community’s consumer finance companies of choice.

Requirements

Minimum of one (1) year of experience in a customer service or sales position.
High school diploma or equivalent.
Proficiency in Microsoft Office Suite with the ability to learn financial services programs.
Excellent interpersonal skills necessary to communicate professionally and effectively, verbally and in writing, with customers, vendors, third parties, and all levels of company staff.
Professional, customer-focused attitude with the ability to effectively problem-solve, think quickly, and react calmly under pressure.
Ability to maintain confidentiality and handle sensitive information with discretion.
Ability to multitask, stay organized, and prioritize tasks effectively to complete assigned duties/functions in a timely, accurate manner.
Ability to pay close attention to detail with a high degree of accuracy.
Ability to be flexible and pivot among responsibilities while maintaining high-quality work.

Responsibilities

Proactively and accurately process direct auto applications.
Analyze credit & financial information for current and potential customers.
Notify underwriters and manager on duty of pending applications for review.
Review pending applications on periodic basis to verify they have been underwritten and either approved or denied.
Contact Sales Finance dealers with answers on credit applications.
Maintain accurate and complete records on applications processed and funded.
Work with underwriters to provide verifications of employment and residence.
Process approved loans and set up loan closing appointments with customers.
Answer incoming telephone calls and respond to customers’ questions, ensuring that clients are given superior customer service.
Provide service to internal and external customers as needed regarding policy, procedure, and exceptions with excellent timeliness, courtesy, and professionalism.
Achieve consistent results by meeting or exceeding expected individual and department goals.
Strictly comply with applicable federal, state, and local laws and provisions of states in which Mariner operates.
Follow policies and procedures of the company.
Stay informed of updates to company policy and promptly implement applicable changes.
May perform additional functions depending on demand and staffing in order to provide consistent quality customer service.