Auto Finance Credit Rep-Sr

Huntington National Bank • North Carolina (North and South Carolina Region), TN

4d • Remote

About The Position

Huntington is looking for a Sr. Auto Finance Credit Rep in NC or TN. This role involves approving, denying, and negotiating consumer auto credit applications, developing relationships with dealers, and providing customer service. The position also requires ensuring compliance with bank policies and regulations, cross-selling bank products, approving credit overrides, and making recommendations to improve dealer/loan performance. Additionally, the role may involve managing related staff, such as underwriters, and underwriting indirect auto consumer loans following credit policy, underwriting procedures, and loan structure guidelines. The position is remote and requires the candidate to reside in NC or TN. Huntington will not sponsor applicants for immigration benefits for this position.

Requirements

• High School Diploma
• Minimum of 3 years of administrative credit function or underwriting experience
• Must reside in NC or TN (remote position)
• Must demonstrate a professional, personable and friendly communication style with a focus on customer service and an ability to interact with all levels of individuals on the phone and in person.
• Excellent written communication skills are also required
• Must enjoy working independently and effectively in a deadline-driven, multi-task environment, with organization and attention to detail being imperative.
• Applicants must be currently authorized to work in the United States on a full-time basis.

Nice To Haves

• Bachelor's Degree
• Prime Auto underwriting experience

Responsibilities

• Approves, denies and negotiates consumer auto credit applications (including the most complex) originated through auto dealers.
• Develops relationships with dealers to ensure profitable and quality business growth.
• Provides customer service to dealer staff and applicant.
• Ensures compliance with bank policies/procedures and regulations.
• Cross sells bank products.
• Approves credit overrides, and makes recommendations to improve dealer/loan performance.
• May manage related staff, such as underwriters.
• Underwrite indirect auto consumer loans following credit policy, underwriting procedures, and loan structure guidelines.
• Performs other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: High school or GED