Association Banking Portfolio Manager

Centennial Bank•, FL

2d•Onsite

About The Position

The Association Banking Portfolio Manager is responsible for the management of an Association Banking loan portfolio, as well as underwriting and presenting community association loans for approval.

Requirements

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc.
Equivalent to a four year college degree, plus 5 years related experience and/or training, and 5 years related management experience, or equivalent combination of education and experience.
Ability to write reports, business correspondence, and policy/procedure manuals.
Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
Ability to apply concepts such as fractions, ratios, and proportions to practical situations.
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists.
Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing Systems (NMLS).
Intermediate: Accounting, Spreadsheet, Word Processing/Typing
Basic: 10-Key, Alphanumeric Data Entry
Five (5) years lending experience.
Five (5) years experience with banking, investment, or economic analysis.
Two (2) years experience using Microsoft Word and Excel.
Must have general computer skills.
The ability to communicate using oral and written skills.

Nice To Haves

College degree in general business, finance, economics or accounting, preferred.

Responsibilities

Underwrite and present community association loans for approval.
Manage an association banking loan portfolio, including lines of credit and term loans which are collateralized by assignment of assessment rights or cash security. Responsible for annual reviews, renewal, and increase requests.
Ensure timely payment of loans in the portfolio.
Negotiate terms and conditions with existing borrowers.
Close loan renewals/increases in accordance with approved terms and conditions.
Responsible for obtaining applications, forms, and documentation necessary to close and maintain Association Banking loans. This duty is performed daily, about 10% of the time.
Request and review required due diligence, credit analysis, and cash flows for Association Banking loans.
Request and obtain necessary documentation via Vendor Order for Association Banking.
Organize and fund Association Banking loan closings with borrowers, in accordance with bank practices.
Create and verify required Association Banking loan documentation needed for closing.
Prepare Association Banking loans to be submitted for booking and imaging.
Monitor and clear exceptions in the portfolio.
Submit adverse action requests for processing on Association banking denials, withdrawn loans, and counter offers.
The ability to work in a constant state of alertness and in a safe manner.
Completes required BSA/AML training and other compliance training as assigned.
Perform any other related duties as required or assigned.