Associate Vice President, Audit, Credit Risk

TD•Toronto, ON

2d•CA$155,000 - CA$215,000•Onsite

About The Position

The AVP Audit, Credit Risk will be responsible for the 3rd line of defence audit coverage for TD Bank Group's credit risk related activities across first and second line. Reporting to the VP Audit, Canadian Business Banking, Credit Risk and Corporate Development, the AVP is a leader within Internal Audit responsible for overseeing a team of Audit professionals.

Requirements

10+ years leading Audit or Credit Risk Management within a regulatory environment
Financial services industry and credit/financial risk expertise
Passion for understanding how rapid changes in the financial services sector will impact the enterprise
Previous experience developing and executing on strategies in both the short and long term
Strong people management skills; experience building and leading high performing teams
Demonstrated relationship building and stakeholder management skills, with the ability to make things happen through the use of positive influence
Excellent analytical skills in assessing risk, issues and challenging the status quo
Skillful communication (written and verbal), negotiation and partnership skills to balance stakeholder input but remain objective to reach the right outcome
Ability to stay resilient under pressure
Strong presentation skills to facilitate working with senior management and representing the division
Robust organizational skills with the ability to work in a fast-paced environment and manage multiple deadlines and priorities

Responsibilities

Develop a risk-based Audit Plan for TD's credit portfolio and provide periodic reporting to governance committees including Audit Committees
Deliver the plan evenly over the course of the year subject to approval of the TDBG Audit Committees and regulatory expectations
Adhere to audit standards
Recommend, support & maintain appropriate resources to execute the plan, including the requisite subject-matter expertise
Identify all significant control gaps in coverage areas
Provide clear, comprehensive and timely reporting on significant control matters
Stay current on evolving regulatory expectations and industry practices and incorporate into Audit Plan and approach
Articulate the relevance of root causes and issues across audit engagements and conduct trend analysis to determine the impact across the organization
Maintain strong relationships with clients, regulators and external auditors
Represent Internal Audit on management committees and on key projects
Attract, develop and retain talent and maintain active pipeline for SMEs
Provide ongoing support and ownership for IA divisional priorities such as Staff Development and Diversity & Inclusion initiatives
Drive employee engagement
Develop a global view of risk for noted Audit entities
Work with all peers to ensure adequate horizontal coverage of oversight functions to support CAE Risk Governance & overall opinion to Audit Committee
Work with peers to deliver integrated horizontal audits effectively and efficiently