Associate Underwriter Germania General Agency

Germania Insurance • Charleston, WV

4d

About The Position

We are seeking a detail-oriented and customer-focused Associate Underwriter to support the retention and placement of business by partnering with agents, carriers, and underwriting teams. This role is responsible for managing policy renewals, remarketing accounts when necessary, and evaluating coverage options to secure the most competitive and comprehensive solutions for clients. The ideal candidate is analytical, collaborative, and skilled at balancing underwriting guidelines with exceptional service to support agency growth and customer retention.

Requirements

• High school diploma or GED required.
• Professional insurance license, industry designation, or demonstrated insurance industry knowledge required.
• Working knowledge of underwriting principles, carrier guidelines, and insurance products.

Nice To Haves

• Experience in underwriting, insurance operations, agency support, or a related field preferred.
• Sales-oriented mindset with a focus on customer service, relationship management, and business growth preferred.

Responsibilities

• Review and evaluate renewal and remarketing requests, utilizing underwriting authority within established guidelines across all lines of business.
• Manage an assigned book of business by issuing, tracking, and binding renewal quotes while maintaining strong retention and policy servicing standards.
• Assess risk factors and carrier guidelines to determine appropriate market placement, including securing alternate coverage when necessary.
• Partner with carriers and agents to evaluate risks and obtain coverage through online rating systems and E&S underwriting channels for complex risks.
• Collect and review documentation required for quoting and account maintenance, including inspections, MVRs, CLUE reports, loss runs, and protection class ratings.
• Process policy service activities such as endorsements, cancellations, revisions, and claim notices.
• Maintain current knowledge of carrier guidelines, underwriting standards, products, and marketplace trends.
• Collaborate with underwriting partners to ensure thorough account management and continuity across assigned accounts.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED