Associate Underwriter

Kinsale Management • Richmond, VA

11d

About The Position

Are you a recent college graduate or career changer ready to build a rewarding future in insurance? Join Kinsale Insurance, a leading excess and surplus (E&S) lines carrier headquartered in Richmond, VA. We’re known for our high-quality, high-touch approach and our innovative, personalized solutions that help clients manage complex risks. At Kinsale, we believe in empowering our people. Every member of our team takes ownership of their work, makes meaningful decisions, and contributes to our continued growth and success — all from our new, state-of-the-art office in Richmond. About the Role As an Associate Underwriter, you’ll start on the ground floor of an exciting, analytical, and fast-paced profession. Underwriting blends research, data analysis, and decision-making to evaluate risks and shape business outcomes. You’ll work alongside experienced professionals who will train and mentor you — no prior underwriting experience required.

Requirements

• Bachelor’s degree or equivalent experience preferred.
• Strong analytical, organizational, and communication skills.
• Proficiency in Excel, Outlook, Word, and data-driven decision-making tools.
• A team-oriented, entrepreneurial mindset with curiosity and initiative.
• Prior experience or internships demonstrating sound judgment, quantitative ability, and growth potential.
• Aptitude for leveraging AI tools and emerging technologies to enhance productivity and decision-making.

Nice To Haves

• Advanced Excel skills (PivotTables, VLOOKUPs) and negotiation experience are a plus.

Responsibilities

• Analyzing and evaluating commercial insurance submissions to assess risk and ensure profitability.
• Collaborating with senior underwriters and management on account strategies and recommendations.
• Building relationships with producers and brokers through communication and marketing efforts.
• Reviewing and classifying risks, determining appropriate coverage, rates, and premiums.
• Contributing to innovation, helping develop new products, forms, and coverage solutions.
• Monitoring performance metrics to ensure production goals and profitability are met.

Benefits

• Competitive Pay & Bonus Opportunities – Rewarding performance and initiative.
• Comprehensive Benefits – Health, dental, and vision insurance with up to $3,600 (individual) or $7,000 (family) in HSA contributions per year.
• Work-Life Balance – Generous paid time off including 22 days of PTO and 10 paid company holidays.
• Career Growth – Clear promotion paths, mentorship, and ongoing professional development.
• Retirement & Security – Up to 6% matching 401(k) contributions on base salary and bonus, standard life insurance, and disability coverage.
• Continuous Learning – Annual $3,000 reimbursement for educational training and certifications.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Number of Employees: 251-500 employees