Associate Underwriter

Kinsale Management • Richmond, VA

19h • Onsite

About The Position

Kinsale Insurance, a Richmond, Virginia-based excess and surplus lines carrier, is hiring an Associate Underwriter. This entry-level opportunity is intended for recent college graduates or career changers. The role introduces underwriting through research, data analysis, and risk evaluation, with training and mentorship from experienced professionals. The position is based at the company’s state-of-the-art office in Richmond. No prior underwriting experience is required.

The Associate Underwriter evaluates commercial insurance submissions and risks, contributes to account recommendations and coverage decisions, and builds relationships with producers and brokers. The role also supports product and coverage innovation and monitors performance against production and profitability goals.

The posted base salary range is $65,000–$80,000. Starting salaries may vary; the range excludes annual bonuses, benefits, and reimbursements. A credit check is part of the selection process for roles requiring sound judgment, trustworthiness, or access to sensitive information.

Requirements

• Bachelor’s degree or equivalent experience preferred.
• Strong analytical, organizational, and communication skills.
• Proficiency in Excel, Outlook, Word, and data-driven decision-making tools.
• Team-oriented, entrepreneurial mindset with curiosity and initiative.
• Prior experience or internships demonstrating sound judgment, quantitative ability, and growth potential.
• Aptitude for leveraging AI tools and emerging technologies to enhance productivity and decision-making.

Nice To Haves

• Advanced Excel skills, including PivotTables and VLOOKUPs.
• Negotiation experience.

Responsibilities

• Analyze and evaluate commercial insurance submissions to assess risk and ensure profitability.
• Collaborate with senior underwriters and management on account strategies and recommendations.
• Build relationships with producers and brokers through communication and marketing efforts.
• Review and classify risks and determine appropriate coverage, rates, and premiums.
• Contribute to developing new products, forms, and coverage solutions.
• Monitor performance metrics to help ensure production goals and profitability are met.

Benefits

• Competitive pay and bonus opportunities.
• Health, dental, and vision insurance.
• Annual HSA contributions of up to $3,600 for individuals or $7,000 for families.
• 22 days of paid time off and 10 paid company holidays.
• Clear promotion paths, mentorship, and ongoing professional development.
• 401(k) matching contributions of up to 6% on base salary and bonus.
• Standard life insurance and disability coverage.
• Annual $3,000 reimbursement for educational training and certifications.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level