Associate Underwriter I - Individual & BT
About The Position
The Associate Underwriter I analyzes applications from Individual applicants and Business Travel Groups to determine policy issuance and rate levels, using established company protocols and commercial medical underwriting guidelines. The role also analyzes and interprets Individual applicants’ medical records in accordance with those guidelines. The employee reports detailed activity to a manager and may develop reports for management. The position supports new and renewal business, communicates underwriting requirements and decisions to sales personnel, and organizes underwriting workflows to deliver accurate quotes on time. It also documents standardized processes, departmental activities, and best practices; supports compliance with domestic and international insurance laws and regulations; and maintains underwriting files and reporting data.
Requirements
- Bachelor’s degree required.
- Strong analytical skills and attention to detail.
- Strong oral and written communication skills.
- Ability to meet strict deadlines.
- Internet speed of at least 75 Mbps (standard high-speed Internet access).
Nice To Haves
- Familiarity with underwriting concepts.
- Knowledge of Excel.
- Desire to work in the international health insurance industry.
Responsibilities
- Analyze health information from Individual and Business Travel Group applicants using commercial underwriting guidelines.
- Manage communication of underwriting requirements and decisions with appropriate sales personnel.
- Identify and document best practices and operational efficiencies.
- Underwrite new and renewal business using sound analysis and risk assessment techniques while following company service standards and underwriting guidelines.
- Create and document standardized processes for Individual and Business Travel underwriting.
- Organize and manage underwriting workflow to deliver accurate quotes on time.
- Summarize and report activities to the manager.
- Meet turnaround times for opportunities.
- Ensure compliance with domestic and international insurance laws and regulations.
- Document department activities and develop underwriting guidelines for department control processes with manager input.
- Prepare monthly and quarterly reports to maintain data sets.
- Maintain a minimal margin of error through careful attention to detail.
- Maintain department file systems.
- Perform other duties as assigned.
Benefits
- Competitive medical plans.
- Telemedicine available.
- Paid parental leave.
- Employee assistance and wellness support available 24/7.
- Free international healthcare coverage.
- Work-abroad arrangements available.
- Generous PTO accrual program with carry-over option.
- Nine paid holidays, one floating holiday, and one volunteer day.
- Tuition reimbursement.
- Career, learning, and development opportunities.
- 401(k) with company match.
- Pet insurance offerings.
- Identity theft and legal coverages available.
- Virtual well-being platform, monthly mindfulness events, and giveaways.
- Annual bonus.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Entry Level
