Associate Underwriter Earthquake

Howden•San Diego, CA

21d•Hybrid

About The Position

DUAL North America, Inc. is seeking an Associate Underwriter to join the Earthquake division. This role involves reviewing policy issuances, conducting inspection analysis, processing submissions, and providing support to Underwriters. The ideal candidate will demonstrate a basic understanding of underwriting principles, learn market dynamics, and contribute to achieving premium goals. The role also involves developing relationships with producers, traveling with an underwriter, and performing clerical and administrative duties to ensure business continuity.

Requirements

Minimum of 2 to 4 years insurance experience.
Working knowledge of insurance terminology.
Typing proficiency (35 wpm minimum).
Proficiency in Microsoft Office Suite & proficiency in Agency Management System(s).
Ability to follow policies and procedures.
Complete assigned tasks accurately, on time and able to learn quickly.
Self-motivated and demonstrate an attention to detail.
Be able to work independently for extended periods.
Excellent written and verbal communication skills as well as a general understanding of business writing.
Ability to work well in a small office environment and show a willingness to support the team, including general clerical and administrative tasks as needed.

Nice To Haves

Bachelor’s degree preferred.
Experience working in a “paperless” environment preferred.

Responsibilities

Policy Issuance review and correspondence.
Conduct inspection review and analysis resulting in appropriate issue identification, and process post inspection changes, as necessary.
Assist Underwriters as requested.
Process submissions by providing account triage for Underwriters.
Provide backup support for Underwriters when traveling in the market.
Gather and compile information required to quote and/or bind an account.
Generate, edit and send out a variety of correspondence on behalf of the Underwriters such as declination letters, quote follow ups and subjectivity reminders.
Demonstrates basic understanding of technical underwriting principles and risk underwriting characteristics.
Learn market dynamics, competitive landscape, and product differences.
Provide customer service and underwriting support to help achieve new and renewal premium goals.
Expected to develop business/personal relationships with producers.
Travel with an underwriter.
Other related clerical and administrative duties as assigned.
Fill in for other team members to ensure business continuity during peak periods and/or when team members are unavailable.