Associate, Specialty Underwriter & Portfolio Manager - Energy, Power and Renewables

Capital One•Houston, TX

23h

About The Position

The Underwriting and Portfolio Management organization is responsible for working with internal and external partners to underwrite new transactions and manage the existing portfolio of loans. Our Underwriters and Portfolio Managers balance supporting the Commercial’s Bank’s growth and ensuring we have a scalable, well-managed business. This role supports the Energy, Power and Renewables Group. Capital One’s Energy, Power and Renewables Group provides financing to Upstream, Midstream and Power companies for mergers and acquisitions, corporate growth, working capital needs, balance sheet refinancing's and recapitalizations. The team is looking for a candidate with deep subject matter expertise in credit risk management, credit analysis, superior oral and written communication, and a strong work ethic and team mentality. In addition to performing your responsibilities autonomously, you may play a leadership role across deal teams by guiding or shaping less experienced associates. You are trusted to complete complex transactions or solve more unique problems because of your experience and job specific skills.

Requirements

Bachelor’s Degree or Military Experience
At least 3 years of experience in credit underwriting, portfolio management, or asset management

Nice To Haves

Bachelor's Degree in Accounting, Finance, or other relevant fields
4+ years of experience in credit underwriting, portfolio management, asset management or industry finance
1+ year of previous mentorship, coaching and training experience
Strong analytical and technology aptitude
Ability to communicate verbally in a concise and clear manner with clients, peers and fellow associates.
Advanced Microsoft Office or Google Suite skills

Responsibilities

Support and compile due diligence to draw conclusions on material current and future risks and mitigates; identify performance drivers, project future performance, and anticipate ability to repay investment; apply industry research across transactions and share key takeaways across the organization
Leverage deep expertise in industry trends and market analysis to present findings and potential opportunities to senior management with ease
Anticipate questions that will be raised during deal review and approval meetings
Review financial models independently and incorporate complex structures or nuances
Propose appropriate structuring options in tandem with deal team
Write and prepare all parts of the credit approval document independently; identify need for supplemental analysis and discussion; review work of less experienced members of the team
Oversee closing process requirements; review closing memo
Support documentation process and negotiate provisions of term sheets, commitment letters, and fee letters with internal and external counsel as well as clients
Understand and promote bank products
Maintain and promote client relationships
Review and approve annual reviews and both material and non-material modifications
Facilitate and leads quarterly portfolio reviews; prepare watch and criticized reports for quarterly meetings & annual reviews
Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities
Build relationships across function to foster collaboration between partner groups
Interact directly with customers to cultivate strong relationships
Mentor and train rotational analysts and new hires
Participate in internal initiatives to ensure the business is well-managed and operates efficiently
Understand and employ all policies and procedures of the Bank.
Remain up-to-date on all bank compliance regulatory policies and procedures and on all pending and proposed regulatory changes affecting bank compliance.