Associate, Specialty Underwriter & Portfolio Manager - Energy, Power and Renewables

Capital One•Houston, TX

About The Position

The Underwriting and Portfolio Management organization at Capital One is responsible for collaborating with internal and external partners to underwrite new transactions and manage the existing loan portfolio. This role specifically supports the Energy, Power and Renewables Group, which provides financing to Upstream, Midstream, and Power companies for various needs including mergers and acquisitions, corporate growth, working capital, balance sheet refinancings, and recapitalizations. The team seeks a candidate with deep expertise in credit risk management, credit analysis, strong communication skills, and a team-oriented work ethic. The position requires autonomous performance of responsibilities and may involve a leadership role in deal teams, guiding less experienced associates. The successful candidate will be trusted to handle complex transactions and unique problems due to their experience and specific job skills.

Requirements

Bachelor’s Degree or Military Experience
At least 3 years of experience in credit underwriting, portfolio management, or asset management

Nice To Haves

Bachelor's Degree in Accounting, Finance, or other relevant fields
4+ years of experience in credit underwriting, portfolio management, asset management or industry finance
1+ year of previous mentorship, coaching and training experience
Strong analytical and technology aptitude
Ability to communicate verbally in a concise and clear manner with clients, peers and fellow associates
Advanced Microsoft Office or Google Suite skills

Responsibilities

Support and compile due diligence to draw conclusions on material current and future risks and mitigates
Identify performance drivers, project future performance, and anticipate ability to repay investment
Apply industry research across transactions and share key takeaways across the organization
Leverage deep expertise in industry trends and market analysis to present findings and potential opportunities to senior management with ease
Anticipate questions that will be raised during deal review and approval meetings
Review financial models independently and incorporate complex structures or nuances
Propose appropriate structuring options in tandem with deal team
Write and prepare all parts of the credit approval document independently
Identify need for supplemental analysis and discussion
Review work of less experienced members of the team
Oversee closing process requirements
Review closing memo
Support documentation process and negotiate provisions of term sheets, commitment letters, and fee letters with internal and external counsel as well as clients
Understand and promote bank products
Maintain and promote client relationships
Review and approve annual reviews and both material and non-material modifications
Facilitate and leads quarterly portfolio reviews
Prepare watch and criticized reports for quarterly meetings & annual reviews
Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities
Build relationships across function to foster collaboration between partner groups
Interact directly with customers to cultivate strong relationships
Mentor and train rotational analysts and new hires
Participate in internal initiatives to ensure the business is well-managed and operates efficiently
Understand and employ all policies and procedures of the Bank
Remain up-to-date on all bank compliance regulatory policies and procedures and on all pending and proposed regulatory changes affecting bank compliance

Benefits

Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being
Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)

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