Associate Quantitative Analyst

Aflac, Incorporated•New York, NY

10d•$110,000 - $150,000•Hybrid

About The Position

We are the duck. We develop and empower our people, cultivate relationships, give back to our community, and celebrate every success along the way. We do it all…The Aflac Way. Aflac, a Fortune 500 company, is an industry leader in voluntary insurance products that pay cash directly to policyholders and one of America's best-known brands. Aflac has been recognized as Fortune’s 50 Best Workplaces for Diversity and as one of World’s Most Ethical Companies by Ethisphere.com. Our business is about being there for people in need. So, ask yourself, are you the duck? If so, there’s a home, and a flourishing career for you at Aflac.

Requirements

Strong practical understanding of quantitative finance models, including stochastic calculus and their application to real-world investment and risk management challenges.
Deep orientation toward probabilistic thinking; Bayesian mindset.
Solid understanding of the economic rationale and financial implications underlying quantitative models and investment strategies.
Familiarity with major fixed-income asset classes, fixed-income analytics, bond mathematics, and vanilla foreign exchange and interest rate derivatives.
Proficiency in developing and implementing quantitative models using Python; experience with C++ and/or C# is an advantage.
Knowledge of source control and collaborative development practices using Git/GitHub, as well as experience with data platforms and databases such as Snowflake.
Takes ownership of problems and seeks to add value, not just complete assigned tasks.
Systematic thinker who acts to increase, not decrease, the organization and clarity of information.
Ability to seek conceptual understanding, not just technical precision.
Comfortable with explaining quantitative ideas to non-quants, and strives to break-down technical ideas into intuitive, digestible bits.
Intellectual curiosity, with the ability to generate and brainstorm ideas with colleagues.
Team player.
Bachelor's degree Financial Engineering, Mathematical Finance, Mathematics, or similar quantitative discipline.
A minimum of 2 years of related quantitative analysis, financial modeling, or similar experience with a Bachelor's degree, or a minimum of 0 to 1 year of related quantitative analysis, financial modeling, or similar experience with a Master's degree.
Or an equivalent combination of education and experience

Nice To Haves

Master’s degree Financial Engineering, Mathematical Finance, Mathematics, or similar quantitative discipline.
Python, C++, SQL or similar experience is preferred.

Responsibilities

Maintains and enhances asset valuation and net investment income (NII) forecasting models that support FP&A's financial planning, forecasting, and strategic decision-making processes.
Partners with FP&A and other key stakeholders to contribute to long-term initiatives that expand model capabilities and align analytical solutions with evolving business requirements.
Builds strong working relationships across investment, finance, and risk functions by translating complex quantitative concepts into actionable business insights for senior stakeholders.
Delivers timely, actionable analyses using existing quantitative tools and models to inform business and investment decisions.
Develops and calibrates models concerning hedging strategies and optimization in FX, IR, credit, and equities domains.
Supports strategic and tactical asset allocation decisions through economic scenario generation, portfolio optimization, and analysis from both total return and income perspectives.
Communicates complex modeling methodologies, assumptions, and results to non-technical stakeholders, ensuring transparency and business understanding.
Documents model methodologies, key assumptions, calibration processes, and governance standards to support model integrity and regulatory compliance.
Remains current with emerging quantitative and financial modeling techniques, while proactively identifying opportunities to improve data quality, analytical processes, and the production of financial, accounting, and investment reporting.
Performs other duties as assigned.

Benefits

medical
dental
vision coverage
prescription drug coverage
health care flexible spending
dependent care flexible spending
Aflac supplemental policies (Accident, Cancer, Critical Illness and Hospital Indemnity offered at no costs to employee)
401(k) plans
annual bonuses
opportunity to purchase company stock
11 paid holidays
up to 20 days PTO to be used for any reason
state-mandated sick leave (Washington employees accrue 1-hour sick leave for every 40 hours worked)
other leaves of absence, if eligible, when needed to support your physical, financial, and emotional well-being.
adoption and parental leave