Excess & Surplus - Associate Production Underwriter Trainee - January 2027

Cincinnati Financial•Fairfield, OH

2d•$60,000•Onsite

About The Position

Cincinnati Specialty Underwriters, a wholly owned subsidiary of The Cincinnati Insurance Companies, is currently seeking candidates for the Excess & Surplus - Associate Production Underwriter Trainee class beginning January 2027. This role reports to our Fairfield, OH headquarters. The pay rate for this position is $28.85 hourly. The hourly pay rate will convert to $60,000 annually upon successful completion of training. Eligible associates may also receive an annual cash bonus and stock incentives based on company and individual performance.

Requirements

Enthusiasm for learning and applying knowledge
Business driven mindset and interest in seeing your work contribute to our company’s success
Strong communication and negotiation skills
Relationship focused and effective listening skills
Strong analytical, problem-solving, and detail-oriented abilities
Effective independent decision-making, analytical, and evaluation skills
Organizational and time management skills
Capacity to learn and thrive in a fast-paced environment
Ability to develop positive relationships with agency personnel and field associates
A bachelor’s degree or have four or more years of insurance-related work experience and a complete Associate in Insurance (AINS) designation
Candidates who graduated within the last five years are required to submit an official or unofficial academic transcript as part of their application.

Responsibilities

Actively participate in and complete a training curriculum that will prepare you to assist independent agents with excess and surplus commercial lines insurance policies.
Demonstrate a basic understanding of underwriting concepts, lines of coverage, and the Cincinnati appetite for risk.
Appropriately price new business and renewal accounts with consideration given to segmentation, net rate, and exposure increase targets.
Meet department service standards for new business and renewal issuance.
Respond to inquiries in a timely manner, effectively research, and work to solve problems for internal and external customers.
Balance performance goals with profit and growth objectives; learn to analyze data to drive value added decisions regarding price, terms, and conditions.
Provide agencies with sound advice and decisions that will lead to profit and growth for the agencies and company.
Build and leverage relationships with headquarters and field associates to foster a valuable agency experience and support company goals.
Complete minor travel during the training period, with the potential for bi-monthly travel as responsibilities and career growth evolve.
Seek opportunities to add to your underwriting knowledge by attending all department training classes and reading all written communication.