Associate Director, Payments Full Stack Developer (SWIFT)

RBC•Toronto, ON

8d•Onsite

About The Position

BCST Global Payments Tech team is seeking an experienced Senior Full Stack Developer to design, develop, and maintain SWIFT messaging solutions for Continuous Linked Settlement (CLS) operations. This role requires deep expertise in CLS, CLS Manager, SWIFT MT and MX message standards, combined with full stack development capabilities across front-end and back-end systems. The successful candidate will play a key technical leadership role in ensuring seamless integration, compliance, and optimization of RBC Capital Markets SWIFT messaging infrastructure.

Requirements

Minimum 7+ years of software development experience with demonstrated expertise in full stack development (front-end, back-end, and database technologies).
In-depth knowledge of SWIFT messaging standards, including MT and MX message formats, ISO 20022, and message validation protocols
Experience with CLS or other settlement systems.
Familiarity with CLS Manager GUI, SWIFT ISO 20022 migration initiatives, or other emerging payment standards
Experience in Linux, along with strong proficiency in modern programming languages such as Java, Python, or C#, combined with experience in cloud platforms and microservices architecture
Experience with payment systems, financial messaging, or settlement operations.
Solid understanding of APIs, RESTful services, and asynchronous messaging frameworks.
Knowledge of financial compliance, regulatory requirements (such as AML, sanctions screening), and security best practices in financial services
Technical expertise in full stack development and SWIFT messaging standards, strong problem-solving and analytical capabilities, excellent communication and collaboration skills, project management experience, attention to detail and commitment to code quality, ability to manage multiple priorities in a regulated environment.

Nice To Haves

Experience with containerization technologies (Docker, Kubernetes) and CI/CD pipelines.
SWIFT training certification or equivalent hands-on SWIFT messaging experience
Agile/Scrum development experience in fast-paced, regulated environments
Experience with C++ development

Responsibilities

Develop and enhance full stack applications supporting CLS FX messaging workflows, including user interfaces, APIs, databases, and middleware components
Design and implement solutions that comply with current and emerging SWIFT standards, CLS tools (CLSNet, CLS Manager).
Collaborate with cross-functional teams including product, operations, compliance, and infrastructure to gather requirements, define technical specifications, and deliver scalable solutions
Troubleshoot and resolve complex technical issues related to CLS netting, SWIFT message processing, integration failures, and system performance bottlenecks.
Conduct code reviews, mentor junior developers, and establish best practices for code quality, testing, and documentation
Participate in CLS and SWIFT upgrade projects, ensuring timely adoption of new formats and features across enterprise systems

Benefits

bonuses
flexible benefits
competitive compensation
commissions
stock where applicable
Leaders who support your development through coaching and managing opportunities.
Ability to make a difference and lasting impact.
Work in a dynamic, collaborative, progressive, and high-performing team.
A world-class training program in financial services.
Flexible work/life balance options.
Opportunities to do challenging work, including leveraging AI and SRE principles to drive innovation and operational excellence.