Associate Director, Credit Structures
RBC•Halifax, NS
•Onsite
About The Position
Join Royal Bank of Canada's Private Banking team in a specialized credit structures role. You'll provide dedicated support in underwriting annual reviews and managing credit relationships for our largest and most complex clients in Greater Toronto Region (GTR), Ontario. Working with high-net-worth individuals and sophisticated business structures, you'll help develop tailored lending solutions, secure risk approvals, and manage loan fulfillment through closing.
Requirements
- Proven lending experience in retail, commercial, or capital markets
- Strong capability analyzing complex financial statements
- Advanced Excel and financial modeling skills
- University degree in business or related field
- Ability to manage multiple credit files simultaneously while meeting tight deadlines
- Excellent communication skills and client-focused mindset
Nice To Haves
- CFA or MBA designation
- Experience with Synergy (CCR) and Newton systems
- Results-oriented, decisive approach
Responsibilities
- Conduct annual credit reviews of complex borrowing relationships within the Private Banking wholesale portfolio
- Partner with Private Bankers and credit team members to gather information for annual reviews and new credit transactions
- Perform comprehensive financial analysis of borrowers and guarantors on large, complex transactions
- Structure credit solutions for personal holding companies, professional corporations, and trusts
- Conduct securities and portfolio analysis
- Coach and mentor junior credit team members
- Identify process improvements and contribute to special projects
Benefits
- bonus
- flexible benefits
- stock options
- Supportive leaders invested in your professional development
- Dynamic, collaborative, high-performing team environment
- Flexible work-life balance
- Clear career progression and expanded responsibilities
- Strong client relationships and cross-business opportunities
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
Upload and Match Resume
What This Job Offers
Job Type
Full-time
Career Level
Manager
