Associate Director - Credit Risk - Securitization
About The Position
Provide effective risk assessment, credit analysis, adjudication and monitoring of an Asset-Backed Securities (ABS) portfolio. Assess and monitor Asset Backed Securities (ABS) borrowers across commercial and consumer ABS asset classes. Evaluate less established / less granular ABS asset classes (Fiber, Data Centers, etc) and incorporate operating risks into assessments. Provide effective risk assessment, credit analysis, adjudication and monitoring of assigned portfolio. Assign ratings to ABS borrowers and continuously monitor portfolio for ratings accuracy. Work closely with the business line on risks of new transactions under consideration and provide feedback and guidance as required. Implement quantitative analytical methods and related technology-based tools to analyze data to effectively monitor, measure, and manage credit risks. Ensure credit transactions are following credit risk management policies and procedures, limits, and guidelines.
Requirements
- 3+ years experience with Securitization or Structured Products. Candidates with Corporate NBFI or Project Finance will be considered
- Previous credit risk or rating agency experience preferred
- High attention to detail and confidence / ability to challenge the first line
- Ability to write and present credit recommendations in a clear and concise manner
- High level of self-motivation; able to manage conflicting priorities
- Able to work independently; able to work well in teams
- Proficiency with AI tools, Word, Excel, PowerPoint
Responsibilities
- Assess and monitor Asset Backed Securities (ABS) borrowers across commercial and consumer ABS asset classes
- Evaluate less established / less granular ABS asset classes (Fiber, Data Centers, etc) and incorporate operating risks into assessments
- Provide effective risk assessment, credit analysis, adjudication and monitoring of assigned portfolio
- Assign ratings to ABS borrowers and continuously monitor portfolio for ratings accuracy
- Work closely with the business line on risks of new transactions under consideration and provide feedback and guidance as required
- Implement quantitative analytical methods and related technology-based tools to analyze data to effectively monitor, measure, and manage credit risks
- Ensure credit transactions are following credit risk management policies and procedures, limits, and guidelines
Benefits
- 401(k) program with company-matching contributions
- health, dental, vision, life, disability insurance
- paid-time off
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
