Houston Associate Credit Analyst - Banker Development Program: Relationship Manager Path

Zions Bancorporation • Houston, TX

12d

About The Position

Amegy Bank is hiring for its January and June 2027 Banker Development Program (BDP) classes. The BDP is a rotational credit and sales training program that builds foundational banking knowledge and develops Credit Analysts into well-rounded bankers with credit, prospecting, and relationship management skills. The defined career path begins with classroom training, continues through rotations in lending departments, and leads to placement as an Associate in a lending group, a step toward becoming a Relationship Manager.

Phase 1 begins with 4.5 months of classroom training at Amegy Bank’s Houston headquarters, including five weeks of training at Zions Technology Center in Midvale, Utah. Training covers banking and analytical concepts, bank systems and operations, credit underwriting, analytical decision-making, case studies, professional etiquette, sales, senior-management introductions, and soft skills. This is followed by 1.5 months of Retail and Treasury Management exposure in the Credit Analyst’s permanent market.

Phase 2 is 13–19 months of on-the-job rotations through five to seven lending groups in the analyst’s permanent market, with each rotation lasting approximately 2.5 months. Phase 3 is placement into a lending group as an Associate, typically 19–25 months after starting the program, depending on rotations, performance, and staffing needs. Career progression is estimated to continue from Associate to Assistant Vice President/Relationship Manager II after three to four years, and to Vice President after five or more years.

The role is listed for Houston, Dallas-Fort Worth/Arlington, and San Antonio. The job description states that the program is not eligible for employment visa sponsorship.

Requirements

• Undergraduate or graduate major in Business or Economics; undergraduate Finance and Accounting majors are preferred.
• Minimum overall GPA of 3.0.
• At least 6 hours of accounting courses.
• Attach a resume that includes current GPA and anticipated graduation date, and a current unofficial transcript showing all classes.
• Excellent communication, presentation, and interpersonal skills.
• Detail-oriented, organized, analytical, with proven problem-solving abilities.
• Leadership skills and community involvement.
• Highly motivated, self-starter attitude.

Nice To Haves

• Undergraduate Finance or Accounting major.
• 9 hours of accounting courses, including Intermediate Accounting I.
• Internship or prior work experience.

Responsibilities

• Shadow Relationship Managers in client and prospect meetings.
• Underwrite financial analyses and credit packages.
• Participate in loan approval presentations.
• Review portfolio credit risk.
• Attend seminars and ongoing training.
• Build one-on-one working relationships with high-level decision makers.
• Participate in Treasury role, product, and service overviews, prospect and client meetings, retail branch experiences, branch operations and risk fundamentals, and branch business development efforts during the Retail and Treasury exposure phase.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level