Associate, Corporate Banking- Real Estate

BMO•Chicago, IL

1d•$135,000

About The Position

The Associate, Corporate Banking supports the origination and structuring of corporate lending transactions and coordinates with other product teams as part of a broader coverage team responsible for maintaining strong client relationships. The role provides lending expertise across sectors, establishes credit facilities to support trading products, facilitates credit approvals for Trade Finance products, cross-sells Corporate Banking products to BMO Capital Markets clients, and manages the lending portfolio. The North American Real Estate group focuses its lending on public REITs, institutional clients, and private equity sponsors across major asset classes. The Associate manages client relationships and portfolios, prepares credit documentation, performs due diligence and credit analysis, develops financial models and analyses, and supports transaction execution and new-business development. The position also contributes to risk management, stakeholder coordination, process improvement, and the development and mentoring of Analysts where applicable. Broader work or accountabilities may be assigned as needed.

Requirements

Typically 4–6 years of relevant experience and a post-secondary degree in a related field, or an equivalent combination of education and experience.
Credit analysis experience or understanding.
Undergraduate degree with academic coursework in finance, economics, or accounting and outstanding academic achievement.
Knowledge of capital markets, investment banking products, and applicable regulations.
Good knowledge of organizational lending and portfolio management policies and objectives.
Solid deal or transaction execution and/or project management skills.
Exceptional quantitative analytics, financial modeling, and credit analysis skills.
Expertise in financial computer applications and database management tools.
Technical proficiency gained through education and/or business experience.
In-depth verbal and written communication skills.
In-depth collaboration and teamwork skills.
In-depth analytical and problem-solving skills.
In-depth influence skills.
In-depth data-driven decision-making skills.

Nice To Haves

Formal credit training.
MBA degree.

Responsibilities

Prepare credit documentation, including applications, memoranda, and presentations, for internal and external stakeholders.
Directly manage a diverse portfolio of public REITs, institutional clients, and private equity sponsors across major asset classes.
Monitor clients, their industries, and regulatory agencies for potential changes affecting client portfolios and business needs.
Review and continually monitor the performance of existing accounts and client relationships.
Apply the Risk Management Framework and make sound, risk-informed decisions within approved risk appetite and applicable policies, laws, and regulations.
Create pitch books presenting financial solutions and participate in presenting them to clients.
Initiate contact with partners to support new client sales.
Participate in deal teams to develop, present, and win mandates for new opportunities.
Partner with deal teams and product specialists to ensure accurate and detailed client information.
Identify opportunities to diversify client portfolios.
Understand client needs and provide relevant ideas and opinions to generate recommendations.
Identify opportunities to improve efficiency and service for internal and external clients.
Provide analytical findings to deal teams.
Support strategic initiatives in collaboration with internal and external stakeholders.
Build effective relationships with internal and external stakeholders and ensure alignment among them.
Create financial models to analyze client portfolios and anticipate client needs.
Use financial analysis to identify cross-selling opportunities proactively.
Update financial models and analyses as business needs and industry requirements dictate.
Analyze and assess industry compilations.
Apply appropriate technical concepts and complete or lead consistent, reliable technical and financial reports and analyses for client deliverables.
Complete due diligence and credit analysis on new and existing client relationships, potentially including client visits, business model analysis, and comprehensive reviews of industry trends and related regulations.
Understand transaction complexity and related credit, market, operational, legal, and compliance risks.
Provide feedback on and support continuous improvement opportunities.
Integrate information from multiple sources to improve processes, analysis, and reporting.
Provide direction and feedback to Analysts and, where applicable, support their development and mentoring.
Consider risk, internal controls, and compliance in day-to-day work and adhere to policies and procedures.
Exercise judgment to identify, diagnose, and solve problems within established rules; work independently on complex tasks, including unique situations.