R-541026 Associate, Corporate Banking - Capital Optimization & Returns
About The Position
Wells Fargo Corporate & Investment Banking delivers a comprehensive suite of capital markets, banking, and financial products and services. A trusted partner to our clients, we provide corporate and transactional banking, commercial real estate lending and servicing, investment banking, equity and fixed income solutions including sales, trading, and research capabilities to corporate, commercial real estate, government, and institutional clients across the globe. Banking is responsible for the origination, execution, and portfolio management of all corporate banking products and services, including credit, treasury management, and deposits; providing coverage and execution for all investment banking solutions, including capital raising, subscription finance, and mergers & acquisitions (M&A). About this role: Wells Fargo is seeking a Corporate Banking Associate to add to our Capital Management Strategy team in Charlotte, NC. This position will report to Capital Optimization & Returns in Corporate Investment Banking (CIB), within the broader Capital & Portfolio Management organization. This role will assist in overseeing strategic efforts and day to day activities related to structure and pricing of capital being deployed, client relationship profitability, and portfolio analytics, including influencing capital and balance sheet decisions that achieve organizational goals, drive responsible loan growth, higher revenue and profitability. This role will be critical in CIB Banking’s capital allocation committee, banker relationship performance accountability, macro portfolio performance against expectations, and optimization of capital deployment in the portfolio. This role will work with the CIB Coverage/ Underwriting teams and support partners across the organization.
Requirements
- 2+ years of Corporate Banking Relationship Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Nice To Haves
- Foundational understanding of wholesale credit, capital markets, corporate lending, and regulatory capital concepts
- Familiarity with portfolio management practices, RWA methodologies, or profitability frameworks
- Experience working with large datasets or reporting/BI tools
- Demonstrated interest in developing expertise in capital optimization, portfolio strategy, and credit risk
- Strong Excel skills (modeling, financial calculations, data analysis)
- Strong PowerPoint skills, with the ability to produce executive‑ready presentations
- Strong analytical, problem‑solving, and organizational skills
- Excellent verbal, written, and interpersonal communication skills
- Ability to work independently, manage multiple priorities, and collaborate across teams
Responsibilities
- Manage routines and builds out processes aimed towards consistent and standardized Reporting and Analytics
- Drive and enable data-driven product innovation and optimization through outcomes-oriented analytics and understanding of the business
- Assess the return on capital of prospective borrowers and provide creative solutions for maximizing returns on capital while satisfying both the client and bank’s goals
- Develop and maintain a deep understanding of the portfolio at the client, industry and macro level in order to assess RWA and Regulatory Capital and craft value added solutions
- Partner with coverage and product partners to create portfolio and client level strategies
- Interact with key stakeholders including Corporate Banking, Underwriting, Corporate Treasury and other support partners on a regular basis to understand requirements, develop and communicate effective solutions
- Understand profitability/pricing tool and act as a consultant/advisor to teams through the modeling and capital review process and drive improvements to the tool by partnering with technology, finance, and other key stakeholders
- Ensure the appropriate processes and routines are in place to maintain an effective control environment
- Build real-time awareness for Top of House management on spread and loan volume, including loan origination and re-pricing spreads
Benefits
- Wells Fargo is an equal opportunity employer.
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
