Associate Bank Financial Advisor

Wells Fargo Bank•Philadelphia, PA

3d•Onsite

About The Position

Wells Fargo is seeking an Associate Bank Financial Advisor (LO) in Wealth and Investment Management as part of Wells Fargo Advisors. In this role, you will participate in Wells Fargo Advisors training program for meeting personal, professional, and organizational client service and financial goals within the Financial Advisory - Bank function. You will review basic or tactical client goals and risk tolerance, assess investment profile, and evaluate client financial needs related to lower risk tasks and deliverables with narrower impact. This LO position has customer contact and job duties which may include needs assessing and referring those customers interested in a dwelling secured product to a SAFE team member. This position includes assisting customers without taking an application and without offering or negotiating terms of a dwelling secured transaction. Individuals in a LO position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.

Requirements

6+ months of Customer Service, Sales, Relationship Building experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Successfully completed Securities Industry Essentials (SIE) exam or equivalent
Meet the Consumer Financial Protection Bureau qualification requirements and comply with related Wells Fargo policies
Meet applicable financial responsibility, character, general financial fitness and criminal background standards
Obtain and/or maintain appropriate Financial Industry Regulatory Authority (FINRA) license(s) is required for ongoing employment in this position
Complete FINRA Series 7 and 66 (or 63 and 65) examinations, or equivalent as well as state Variable, Life and Health insurance licenses within either a 90 or 180-day time period following commencement of employment, depending upon the number of license(s) needed if not immediately available to transfer upon hire
Successfully complete and pass a background check prior to hire
Meet and comply with ongoing regulatory obligations, which include periodic screening and mandatory reporting of certain incidents
Comply with specific compliance policies regarding outside activities and/or personal investing

Nice To Haves

FINRA registration including Series 7 and 66 (or FINRA recognized equivalents)
State Variable, Life and Health insurance licenses
Financial services experience
Client services experience
Experience developing and managing client relationships
Sales or sales support experience
A BS/BA degree or higher

Responsibilities

Participate in Wells Fargo Advisors training program for meeting personal, professional, and organizational client service and financial goals within the Financial Advisory - Bank function
Review basic or tactical client goals and risk tolerance, assess investment profile, and evaluate client financial needs related to lower risk tasks and deliverables with narrower impact
Assess customer needs and refer those customers interested in a dwelling secured product to a SAFE team member
Assist customers without taking an application and without offering or negotiating terms of a dwelling secured transaction
Meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below
Comply with state law registration and licensing requirements
Meet ongoing regulatory requirements including periodic screening and mandatory reporting of certain incidents
Provide information to the Wells Fargo Personal Account Dealing Team and abide by applicable policy requirements if hired
Execute all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance)
Follow and adhere to applicable Wells Fargo policies and procedures
Fulfill risk and compliance obligations
Escalate and remediate issues in a timely and effective manner
Make sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements