Assistant Risk Manager

ARCO a Family of Construction Companies•Richmond Heights, MO

48d

About The Position

We are ARCO, a Family of Construction Companies. We are currently seeking a detail-oriented, self-sufficient Assistant Risk Manager to join our Risk Management team. This role is the operational backbone of our enterprise insurance programs — responsible for reviewing contract insurance language, administering Subcontractor Default Insurance (SDI), and managing Owner and Contractor Controlled Insurance Programs (OCIP/CCIP) across a broad portfolio of active design-build projects nationwide. At ARCO, you’ll have the opportunity to build something meaningful, work alongside experienced legal and risk professionals, and drive your own success from day one.

Requirements

3–6 years of experience in construction risk management, insurance administration, or a related field.
Demonstrated experience with at least one of the following: SDI programs, OCIP/CCIP administration, or construction contract insurance review.
Working knowledge of commercial insurance coverages including General Liability, Workers’ Compensation, Builders Risk, Umbrella/Excess, and Professional Liability.
Strong attention to detail with the ability to manage multiple projects and deadlines simultaneously.
Proficiency in Microsoft Office (Word, Excel, Outlook); experience with risk management platforms or wrap-up administration software a plus.
Clear written and verbal communication skills with the ability to explain technical insurance concepts to non-insurance audiences.
Demonstrated ability to own recurring operational workflows independently with minimal day-to-day oversight, and sound judgment for knowing when to escalate.

Nice To Haves

Construction Risk and Insurance Specialist (CRIS), Associate in Risk Management (ARM), or similar designation.
Experience working within a general contractor, design/build firm, or construction-focused insurance brokerage.
Familiarity with contract language review in AIA, ConsensusDocs, or custom owner contracts.
Experience with myCOI, Aon eSolutions, or similar COI tracking and wrap-up administration platforms.

Responsibilities

Review and redline insurance requirements in owner contracts, subcontracts, and vendor agreements to ensure alignment with ARCO’s risk standards and program coverages.
Identify and flag non-standard or unfavorable insurance provisions, including indemnification, additional insured, and waiver of subrogation language.
Coordinate with Legal and Operations teams to negotiate and resolve insurance-related contract terms.
Maintain internal guidelines and standard language positions for common insurance provisions.
Independently resolve routine and standard insurance requirement questions, escalating only non-standard contract positions, unusual risk issues, and higher-order negotiation or coverage decisions to the Risk Manager.
Manage subcontractor enrollment, prequalification documentation, and eligibility tracking for the SDI program.
Monitor subcontractor performance indicators and maintain program records in coordination with project teams.
Process claims notices and coordinate with SDI carrier representatives on active default situations.
Prepare periodic program reports, loss runs, and data summaries for internal stakeholders and the insurer.
Administer enrollment, compliance, and close-out processes for Owner and Contractor Controlled Insurance Programs.
Coordinate with project teams and enrolled subcontractors to ensure timely completion of enrollment forms and payroll reporting.
Track certificate of insurance requirements and resolve coverage gaps or exclusions for wrap-up projects.
Interface with wrap-up administrators, brokers, and carriers on coverage questions, claims coordination, and program audits.
Maintain project-level wrap-up databases and prepare audit-ready documentation for program close-outs.
Own the recurring certificate of insurance (COI) / myCOI workflow end to end, including subcontractor compliance review, deficiency follow-up, override and exception tracking, and related communications with project teams and subcontractors.
Assist in the annual insurance renewal process by compiling underwriting data, project schedules, and exposure summaries.
Maintain organized records of insurance policies, endorsements, binders, and correspondence.
Respond to day-to-day inquiries from project managers, subcontractors, and clients regarding insurance program requirements.
Ensure timely response, consistent follow-through, and organized management of multiple recurring tasks and deadlines, keeping backlogs current so project teams and subcontractors receive prompt, reliable support.

Benefits

Industry-leading performance-based bonus program
Employee Stock Ownership Plan (ESOP)
Traditional and Roth 401k
Tuition reimbursement for associates
Scholarship for associates’ children up to $28,000 per child
1-month paid sabbatical after every five years of employment, plus $5,000 for travel
1-week paid volunteer leave each year
100% charitable match
Medical, dental, and vision insurance coverage
100% paid 12-week maternity leave