Assistant Manager of Loan Underwriting

First National Bank Of Pennsylvania•Pittsburgh, PA

2d•Onsite

About The Position

This position is primarily responsible for leading a team of Loan Underwriters while maintaining production analyzing new loan application requests. The incumbent performs the most complex transactions, provides more in-depth analysis, assists management in training, reviews loan requests over Loan Underwriters 1 and 2 lending authority. The incumbent plays a major role in the acquisition of loan assets utilizing appropriate risk management discipline and provides feedback for end of year reviews based on observations in loan reviews.

Requirements

BA or BS degree
7 years of job-related experience
Excellent communication skills, both written and verbal
Excellent customer service skills
Detail-oriented
Ability to work and multi-task in a fast-paced environment
Excellent organizational, analytical and interpersonal skills
MS Word - Intermediate Level
MS PowerPoint - Basic Level
Candidates must be legally authorized to work in the U.S.

Nice To Haves

MS Word - Basic Level

Responsibilities

Reviews loan applications from consumers and small businesses from various channels to evaluate risk and determine acceptance.
Verifies all application information for accuracy and completeness by validating loan data against provided documentation.
Develops and administers a portfolio of loans by analyzing applications and credit reports, obtaining approval for loans within established lending limits.
Evaluates the quality of credit applications to originate a profitable loan portfolio, protect the Bank from loss, and provide high-quality service.
Meets or exceeds the Bank’s credit quality, profitability, growth, and service objectives without compromising quality.
Develops partnerships with loan processors and Bank branch personnel to improve overall customer satisfaction.
Maintains customer relationships developed by loan originators.
Acts as a primary credit decision entity for loans in the department and provides leadership and guidance to developing Underwriters.
Resolves customer and branch complaints or problems by investigating, documenting, and proposing solutions that comply with regulations and policies.
Performs operational duties such as ensuring lien perfections and insurance protection, and analyzing credit reports.
Provides feedback to management for year-end reviews based on observations of loan requests over lending authority.
Assists in training new Underwriters and ongoing training for existing Underwriters.
Fills in when management is out of the office.
Assists in the engagement of a diverse staff to optimize profitability, balancing volume, credit adherence, and risk management.
Performs other related duties and projects as assigned.
Serves as a risk manager for their business by understanding, reporting, responding to, managing, and monitoring risk encountered daily.
Adheres to regulatory laws and company procedures.