Asset Based Lending Field Examiner - Midvale, UT, Dallas or Houston

Zions Bancorporation•Houston, TX

1d•Onsite

About The Position

Zions Bancorporation is seeking an Asset Based Lending Field Examiner to join their Enterprise Field Exam team. This team is responsible for validating financial and collateral information provided by borrowers, reviewing exam reports, and scheduling field exams. The Field Examiner will perform on-site examinations at borrower locations, testing accounting practices, understanding collateral, and evaluating the borrower's timeliness in paying accounts payable and payroll. The role involves summarizing findings and making recommendations during the Field Exam write-up process. This position offers the opportunity to work with a collaborative team where input is valued and work has a significant impact.

Requirements

Bachelor's degree in accounting, finance, or a related field.
6+ years in asset-based lending, underwriting, loan structuring, credit and portfolio management, field exams, economic and industry evaluations, monitoring collateral and credit performance, or other related experience.
An equivalent combination of education and experience may meet qualifications.
Extensive knowledge of accepted loan practices with emphasis on asset-based lending, field exams, underwriting, credit analysis, and portfolio management.
Extensive working knowledge of commercial/corporate loan structures, setting of appropriate loan and financial covenants, and industry standard loan documentation.
Excellent work ethic.
Familiarity with loan processing and closing processes.
Excellent problem resolution, analysis, and communication (verbal and written) skills.
Ability to interview applicants and perceptive character judgment skills.
Ability to structure loans, monitor credit performance, and minimize credit risks.
Must have excellent people skills.
Strong working knowledge of software applications, including spreadsheets and word processing.

Responsibilities

Plan, schedule, coordinate, and conduct field examinations.
Establish the scope of work for reviewing and analyzing field exams.
Review and finalize work produced by field examiners to ensure quality and compliance of work.
Ensure that production and quality of work performed by independent contractors is meeting service levels.
Manage field exam vendors by maintaining required documentation, complying with third-party vendor management, and adding new field exam vendors.
Consult with lenders in pre-screening and structuring new business for appropriateness, structure, and borrowing base calculations.
Manage department projects as needed.
Complete other duties as assigned.