Asset-Backed Finance Associate, Corporate Debt Financing

EverBank•New York, NY

4d•Onsite

About The Position

The Asset-Backed Finance Associate will play a key role in supporting the origination, structuring, underwriting, and execution of secured lending transactions across a range of asset classes and client types - including financial sponsors, asset managers, and specialty finance companies.

Requirements

3+ years of experience in loan underwriting, credit analysis, or portfolio management within a financial institution, preferably focused on Asset-Backed Finance, Structured Finance, Specialty Finance, or other secured lending environments.
Demonstrated experience analyzing, underwriting, and supporting the execution of structured credit and asset-based lending transactions.
Strong financial, analytical, and problem-solving skills, with the ability to evaluate complex credit structures and identify key risks and mitigants.
Proven ability to manage multiple priorities simultaneously, drive deliverables to completion, and meet deadlines in a fast-paced, collaborative environment.
Excellent verbal, written, and interpersonal communication skills, with the ability to effectively present analyses and clearly articulate complex financial concepts to internal and external stakeholders.
Strong attention to detail, organizational skills, and the ability to work independently while contributing to a team-oriented culture.
Proficiency in Microsoft Excel, PowerPoint, and financial modeling techniques.
Ability and willingness to travel up to 15% as business needs require.

Nice To Haves

5+ Years Preferred

Responsibilities

Assist in the structuring, execution and ongoing monitoring of a wide variety of secured financing transactions.
Prepare transaction materials including term sheets, credit memos, and client presentations.
Coordinate due diligence efforts and internal deal approval processes in line with bank policies and regulatory requirements.
Conduct details credit and collateral analysis for proposed transactions across asset types.
Build and maintain financial and cash flow models to assess transaction structure, advance rates, coverage metrics, and risk-return profiles.
Contribute to internal risk reviews and credit committee discussions.
Partner with internal teams to ensure seamless execution and risk oversight.
Support ongoing portfolio monitoring, reporting, and covenant compliance for existing facilities.
Ensure adherence to the bank's credit and regulatory standards throughout the deal lifecycle.
Support the structuring, underwriting, documentation, and closing of Asset-Backed Finance transactions.
Analyze financial statements, collateral, cash flow, and credit profiles to support underwriting decisions.
Prepare written credit analyses and financial models to assess transaction risk and performance.
Review credit agreements and legal documentation to ensure compliance with underwriting standards.
Serve as a key point of contact for clients and internal partners, coordinating diligence and providing transaction updates.
Assist with prospecting efforts and maintaining client and referral pipelines.
Perform KYC and due diligence reviews to support regulatory and policy requirements.
Stay current on market trends, industry developments, and regulatory changes impacting Asset-Backed Finance.