Applied AI Product Owner / Lead Business Analyst - Vice President

Citi • Irving, TX

4d • $114,720 - $172,080 • Onsite

About The Position

Citi, a leading global bank with extensive customer reach and operations in over 160 countries, is seeking a highly experienced and strategic Business Analyst / Product Owner. This role requires a strong background in financial services Risk & Compliance, combined with a deep understanding of Generative AI capabilities. The candidate will act as a bridge between business needs and technology solutions, focusing on enterprise data, identity and access management, and cybersecurity. The position demands strong stakeholder engagement, decision-making influence, clear communication of complex technical concepts, and seamless collaboration with technology teams in an Agile environment. As a Product Owner, the individual will define product vision, roadmap, and features, ensuring alignment with business goals and maximizing value delivery.

Requirements

• 6+ years of experience as a Business Analyst, Solution Architect, or Product Owner, with a significant portion within the financial services industry.
• Demonstrable domain expertise in Risk & Compliance within financial services (e.g., regulatory reporting, AML, KYC, market risk, credit risk, operational risk).
• Proven experience with Generative AI concepts, applications, and their potential impact on business processes; experience in translating AI capabilities into business requirements.
• Solid understanding of enterprise data architectures, data governance, and service-oriented architectures.
• Experience with Identity and Access Management (IAM) principles and their application in enterprise systems.
• Extensive experience working in Agile environments (Scrum, Kanban) with a deep understanding of Agile principles and ceremonies.
• Proven experience as a Product Owner, including managing product backlogs, writing user stories, and defining acceptance criteria.
• Exceptional analytical, problem-solving, and critical thinking skills.
• Excellent communication, negotiation, and interpersonal skills, with a proven ability to engage and influence stakeholders at all levels.
• Ability to work effectively with diverse technology teams (e.g., developers, QA, architects, cybersecurity).
• Proactive, self-motivated, and forward-thinking with a strong ability to drive initiatives from conception to delivery.
• Bachelor's or Master's degree in Business Administration, Finance, Computer Science, Information Systems, or a related field.

Responsibilities

• Analyze complex business problems within Risk & Compliance in the financial services industry and identify opportunities for leveraging Generative AI, enterprise data and services, and existing applications/workflows to develop innovative solutions.
• Define product vision, strategy, and roadmap, ensuring alignment with business objectives.
• Evaluate, propose, and articulate the business value of Generative AI solutions (e.g., for intelligent document processing, compliance checks, risk assessments, fraud detection, synthetic data generation) to address specific business needs and drive efficiency.
• Apply extensive knowledge of financial services Risk & Compliance to gather, analyze, and document detailed business requirements, functional specifications, and user stories.
• Work with enterprise data architects and service owners to understand data availability, lineage, and service capabilities, ensuring solutions are integrated effectively and leverage existing assets.
• Collaborate with IAM and security teams to define requirements for secure authentication, authorization, and access controls within new and existing applications and workflows.
• Act as a liaison between business units, technology teams, and cybersecurity experts, translating business requirements into technical specifications and ensuring proposed solutions adhere to security standards and technological feasibility.
• Proactively engage with a diverse range of stakeholders, including senior leadership, business users, product owners, and technical teams, to build consensus, manage expectations, and effectively influence decisions.
• Serve as the Product Owner for one or more Agile development teams, managing the product backlog, writing user stories, defining acceptance criteria, and prioritizing features to maximize business value.
• Continuously monitor industry trends, emerging technologies (especially in AI and FinTech), and regulatory changes to identify future opportunities and challenges, driving the prioritization of strategic initiatives and product development.
• Analyze existing business processes and application workflows, identifying areas for improvement, automation, and re-engineering to enhance efficiency and compliance through technology.
• Partner closely with developers, architects, and quality assurance teams throughout the software development lifecycle, providing clarity on requirements, resolving ambiguities, and ensuring solutions meet business objectives.
• Create clear, concise, and comprehensive documentation, including business cases, functional specifications, process flows, and training materials.
• Effectively communicate complex information to both technical and non-technical audiences.

Benefits

• medical, dental & vision coverage
• 401(k)
• life, accident, and disability insurance
• wellness programs
• paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level