Analytics Associate, CIB Analytics

TD•Toronto, ON

2d•CA$81,600 - CA$115,200•Onsite

About The Position

This Associate role sits within the Corporate & Investment Banking Analytics team and delivers business performance analysis and decision-oriented insights across CIB. The successful candidate will work with stakeholders to frame business questions, connect financial and operational information, and identify opportunities to improve performance. Business storytelling is central to the position. The Associate will turn complex analysis into concise, executive-ready narratives that explain performance drivers, implications, risks, opportunities, and recommended actions. The role is expected to move beyond compiling information or producing recurring reports by proactively identifying where management attention may be required. The role also supports proactive expense management, including analysis of expense drivers and client recovery effectiveness. It acts as an analytical conduit among CIB, Finance, Product Control, Operations, Technology, and Business Management. The Associate will use information from these partners to provide business-led analysis and help management take informed action.

Requirements

3+ years of experience in business analytics, financial analysis, business intelligence, performance management, management reporting, or a related analytical role.
Experience in banking, capital markets, corporate and investment banking, or a closely related financial-services environment.
Strong understanding of business and financial performance drivers and ability to connect results to client, product, and operational activity.
Strong business storytelling skills, including development of concise executive-ready materials and communication of recommendations to senior stakeholders.
Demonstrated ability to translate ambiguous business questions into structured analysis and actionable recommendations.
Hands-on Power BI experience, including data modeling, DAX, dashboard development, and executive-facing visualization.
Strong SQL skills and hands-on experience with Databricks or a comparable analytics platform.
Experience preparing, combining, validating, and reconciling complex data from multiple sources.
Experience with trend, variance, driver, segmentation, forecasting, or scenario analysis.
Ability to independently own analysis and executive materials, manage multiple priorities, and facilitate work across teams without formal authority.
Strong written, verbal, and stakeholder-management skills.

Nice To Haves

Understanding of CIB products, clients, transaction economics, revenue, profitability, capital, RAROC, expense drivers, and cost recovery.
Experience analyzing client, project, transaction, product, banker, or vendor-level expenses.
Understanding of client invoicing, expense recovery, cost allocation, and related operational processes.
Experience using GenAI tools to accelerate analysis, develop management commentary, identify performance drivers, or support executive storytelling.
Experience designing, configuring, or contributing to agentic workflows, including prompts, tools, workflow logic, validation, and human oversight.
Familiarity with expense policies, financial controls, data governance, lineage, and audit-ready documentation.
Exposure to Power Automate, Python, advanced statistics, or related analytical and automation tools.
Experience supporting cross-functional initiatives involving Business, Finance, Product Control, Operations, and Technology.

Responsibilities

Develop a strong understanding of CIB businesses, products, clients, financial drivers, operating model, and strategic priorities.
Partner with business stakeholders to identify analytical opportunities and translate business objectives, performance concerns, and ambiguous questions into structured analysis.
Analyze revenue and profitability, client and product performance, cross-sell opportunities, pipeline and origination, capital and RAROC, productivity, operating efficiency, and emerging risks.
Use trend, variance, segmentation, driver, and scenario analysis to explain performance and identify opportunities.
Connect financial and non-financial information to provide a complete view of performance and proactively surface patterns, exceptions, and risks.
Own analytical assignments from problem definition through executive presentation while managing multiple priorities.
Translate complex analysis into concise narratives explaining what is occurring, why it matters, and what management should consider doing.
Own the preparation of relevant analytical materials, dashboards, visualizations, and performance narratives for CIB business executives.
Present findings to senior stakeholders and respond to questions with appropriate supporting analysis.
Tailor content to the audience and distinguish business decision support from baseline reporting owned by Finance.
Communicate assumptions and limitations clearly, challenge assumptions constructively, and develop reusable frameworks for recurring management questions.
Identify which bankers, clients, projects, products, activities, vendors, or patterns are contributing to expense growth.
Analyze expense trends, concentrations, anomalies, and emerging concerns, and provide targeted recommendations rather than reproducing baseline financial reports.
Assess applicable client expense recovery, including relationships among incurred expenses, projects or transactions, invoices, and recovered amounts.
Identify unrecovered expenses, delayed recovery, leakage patterns, and opportunities to improve recovery effectiveness.
Develop forward-looking insights and scenarios that help the business understand potential expense outcomes.
Partner with Finance, Product Control, Operations, and Technology to understand source information, definitions, and processes while maintaining clear accountability boundaries.
Maintain working knowledge of relevant expense policies and provide analytical or coordination support relating to invoices without owning ongoing processing or administration.
Support the transition of recurring expense-policy administration and invoice-related activities to Business Operations or another appropriate owner.
Act as an analytical conduit among CIB business stakeholders, Finance, Product Control, Operations, Technology, and Business Management.
Clarify business objectives, analytical requirements, definitions, assumptions, dependencies, and ownership boundaries across teams.
Coordinate information and delivery without assuming ownership of other functions’ processes.
Help ensure analytical outputs use consistent business logic and support executive decision-making.
Work with Technology when analytical solutions require new data, automation, controlled implementation, or broader scaling.
Support transition of stable reporting, invoice-related, policy-administration, or other operational activities to the appropriate owner.
Informally guide junior analysts or project resources and contribute analytical and storytelling best practices across the team.
Use Power BI, SQL, Databricks, and related tools to prepare data, perform analysis, and develop dashboards or analytical solutions.
Build fit-for-purpose analytical tools, visualizations, and prototypes that address defined business needs.
Prepare, combine, validate, and reconcile financial, operational, client, and product information from multiple sources.
Define and document business rules, calculations, assumptions, data sources, limitations, and appropriate data-quality checks.
Contribute to reusable datasets, business definitions, semantic models, and analytical frameworks.
Apply approved AI and GenAI tools to accelerate analysis, commentary, information synthesis, and structured workflows.
Contribute to agentic workflows with appropriate validation and human oversight, partnering with technical specialists where advanced engineering is required.