Analyst, Underwriter – Asset Based Finance

Millennium • Dallas, TX

1d

About The Position

This role offers hands‑on ownership of underwriting, diligence, and financial analysis across a variety of asset-oriented and corporate transactions
Work directly with PM to underwrite, risk asses and analyze asset-based finance, asset based lending and corporate lending transactions
Participate in setting up covenant packages, risk ratings, monitoring KPIs and participate in ongoing portfolio management
Analyze new prospects for credit quality including financials and projections.
Evaluate collateral from a broad spectrum of industries for suitability for asset-oriented facilities.
Prepare internal documentation to evaluate new opportunities, including pre-screens and final approval documentation.
Work closely with risk management on approvals; present borrower and structure to risk committee to secure deal approval.
Work with outside third parties, including appraisers and field examiners, to diligence, document and close transactions.
The position is well‑suited for candidates who excel in fast‑paced, entrepreneurial credit environments and enjoy managing multiple workflows with high accountability
Hands‑on involvement in underwriting, diligence, financial statement analysis is a must

Requirements

• 5+ years direct experience in credit, underwriting, and structuring of asset based and corporate lending transactions
• Familiarity with asset-based finance, asset based lending across broad industries, including specific sector risks and nuances.
• Significant market knowledge of balance sheet and off-balance sheet structures
• Knowledge of Legal Documentation (commitment papers, term sheets, credit agreements, intercreditor agreements, etc.)
• Able to produce excellent underwriting work product with detailed up/down analysis
• Analytical Thinking
• Attention to Detail
• Financial Analysis
• Underwriting
• Portfolio Management
• Prioritization

Responsibilities

• Work directly with PM to underwrite, risk asses and analyze asset-based finance, asset based lending and corporate lending transactions
• Participate in setting up covenant packages, risk ratings, monitoring KPIs and participate in ongoing portfolio management
• Analyze new prospects for credit quality including financials and projections.
• Evaluate collateral from a broad spectrum of industries for suitability for asset-oriented facilities.
• Prepare internal documentation to evaluate new opportunities, including pre-screens and final approval documentation.
• Work closely with risk management on approvals; present borrower and structure to risk committee to secure deal approval.
• Work with outside third parties, including appraisers and field examiners, to diligence, document and close transactions.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed
• Number of Employees: 501-1,000 employees