Analyst - TDS Credit Analytics

TD•Toronto, ON

1d•Onsite

About The Position

CIB Credit Analytics plays an essential and centralized front office portfolio reporting role within the global TD Securities, Corporate and Investment Banking (CIB) Credit. This role works closely with partners across the bank including CIB Credit, Credit Origination, Syndications, Credit Risk Management, Corporate Lending Operations, Credit Risk Policy & Reporting, Capital Markets Risk Management, Finance and Technology. The successful candidate will work with the CIB Credit team on various day-to-day activities, reporting and analysis, as well as ad hoc projects impacting the broader TD Securities, Corporate Banking business.

Requirements

A highly motivated, proactive and organized individual who takes ownership of assignments and has exceptional problem-solving skills.
Experience manipulating and analyzing large data sets to drive reporting and create insights, summaries and dashboards.
Experience with programming languages (e.g., SAS or Python) and data visualization software (e.g., PowerBI or Tableau).
Advanced Excel capabilities, model building, modifying macros and writing VBA.
Experience with preparing presentation decks in PowerPoint for senior management and/or corporate clients.
Ability to communicate effectively with senior management and work under pressure with tight time sensitive timelines and competing priorities.
An understanding of or experience with corporate banking credit products (Revolvers and Term Loans); credit hedging tools (CDS, Non-Payment Insurance, etc); securitizations.
Experience with projects in a corporate setting, working groups, and special initiatives.
Previous experience with Bloomberg and Capital IQ for research purposes.
Business/Finance University Degree.
2-3+ years at a Financial Institution.

Nice To Haves

CFA or CPA designation or pursuit of one considered an asset.

Responsibilities

Produce monthly reporting of credit exposures to track against credit risk policy limits and specialized portfolios, and communicate relevant details to senior management.
Produce credit metric reporting and dashboards leveraging broad datasets to track portfolio trends, risk, and exposures; conduct additional portfolio analysis and research as requested by senior management.
Support ongoing and ad-hoc regulatory reporting requests with accuracy and timeliness.
Assist credit management coverage teams with charting CDS peer spreads, yields, commodity price forecasts, earnings estimates, etc. for inclusion in credit reviews.
Produce daily reports of Credit Default Swaps (CDS) spreads as well as trigger reports on equity, bond, and CDS pricing for borrowers within the corporate lending portfolio.
Work with CIB Credit and the Global Credit Trading desk to execute CDS trades for credit protection; assist with other hedging and portfolio optimization initiatives and projects.
Host Loan Capital Committee (LCC) meetings, provide meeting minutes, and provide oversight/administration as secretary to the Loan Capital Committee.
Manage and coordinate audit inquiries and requests on behalf of CIB Credit, including yearly audits, pRCSA reviews, and annual OSFI AIRB self-assessment.
Continuously work on process improvements and work with the technology/business innovation teams and other parts of the bank as needed.