Analyst, Specialty Underwriter & Portfolio Manager - Energy, Power and Renewables

Capital One • Houston, TX

1d

About The Position

The Underwriting and Portfolio Management organization is responsible for working with internal and external partners to underwrite new transactions and manage the existing portfolio of loans. Underwriters and Portfolio Managers balance supporting the Commercial Bank’s growth and ensuring a scalable, well-managed business. This role supports the Energy, Power and Renewables Group, which provides financing to Upstream, Midstream and Power companies for mergers and acquisitions, corporate growth, working capital needs, balance sheet refinancings and recapitalizations. As an Analyst, the individual understands fundamental credit risk management and can identify risks and mitigants in a deal and/or annual review. The position supports Underwriters with risk identification and problem resolution, including the preparation of risk ratings and approval materials. While having oversight from more experienced team members, the Analyst contributes meaningfully to transactions. The role requires an analytically driven individual with a strong understanding of basic finance and accounting principles, including financial statement analysis, underwriting due diligence, compliance, approval, and documentation.

Requirements

• Bachelor’s Degree or Military Experience
• At least 2 years of experience in credit underwriting, portfolio management, or asset management

Nice To Haves

• Bachelor's Degree in Accounting, Finance, or other relevant fields
• 3+ years of experience in credit underwriting, portfolio management, asset management or industry finance
• Strong analytical and technology aptitude
• Ability to communicate verbally in a concise and clear manner with clients, peers and fellow associates
• Experience with Microsoft Office or Google Suite

Responsibilities

• Support and compile due diligence to draw conclusions on material current and future risks and mitigates
• Identify performance drivers, project future performance, and anticipate ability to repay investment
• Apply industry research across transactions and share key takeaways across the organization
• Leverage deep expertise in industry trends and market analysis to present findings and potential opportunities to senior management with ease
• Anticipate questions that will be raised during deal review and approval meetings
• Review financial models independently and incorporate complex structures or nuances
• Propose appropriate structuring options in tandem with deal team
• Write and prepare all parts of the credit approval document independently
• Identify need for supplemental analysis and discussion
• Review work of less experienced members of the team
• Oversee closing process requirements
• Review closing memo
• Support documentation process and negotiate provisions of term sheets, commitment letters, and fee letters with internal and external counsel as well as clients
• Review and approve annual reviews and both material and non-material modifications
• Facilitate and leads quarterly portfolio reviews
• Prepare watch and criticized reports for quarterly meetings & annual reviews
• Ensure portfolio data is accurate, timely, and complete to ensure strong quality and reporting capabilities
• Build relationships across function to foster collaboration between partner groups
• Interact directly with customers to cultivate strong relationships
• Mentor and train rotational analysts and new hires
• Participate in internal initiatives to ensure the business is well-managed and operates efficiently
• Ensure compliance with credit policies and procedures

Benefits

• Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Number of Employees: 5,001-10,000 employees