Analyst Project Finance Portfolio

Santander • Miami, FL

18h • $110,000 - $135,000

About The Position

The CIB Underwriting & Portfolio Management Analyst assists underwriters in analyzing, processing, and packaging commercial loans. The role collects, packages, reviews, and reconciles loan application documents, including financial and credit exhibits, under various underwriting programs. It orders and performs preliminary reviews of third-party reports, including appraisals, inspections, and environmental reports, for compliance with guidelines. The analyst analyzes, interprets, and underwrites complex transactions in accordance with applicable agency guidelines; conducts detailed economic and demographic research to assess transaction feasibility; assists in preparing and presenting comprehensive loan approval packages to credit committee; and conducts inspections of physical assets.

The position requires a related bachelor's degree or equivalent demonstrated through work experience, training, military service, or education, and at least three years of related experience and/or training. The successful candidate will have communication and analytical skills, financial statement proficiency, sound judgment and credit skills, the ability to work in a fast-paced environment with little supervision and collaboratively on teams, proficiency with Microsoft Office, and knowledge of federal banking regulations.

Requirements

• Bachelor’s degree in a related field, or equivalent demonstrated through a combination of work experience, training, military service, or education.
• At least 3 years of related experience and/or training.
• Excellent written and verbal communication skills.
• Strong analytical skills and proficiency with financial statements.
• Ability to work in a fast-paced environment with little supervision.
• Ability to work well with others and on teams.
• Proficiency in Microsoft Office, including Word, Excel, and PowerPoint.
• Strong judgment and sound credit skills.
• Knowledge of federal banking regulations.
• Must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.

Nice To Haves

• Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.

Responsibilities

• Assist underwriters in analyzing, processing, and packaging commercial loans.
• Collect, package, review, and reconcile loan application documents, including financial and credit exhibits, under various underwriting programs.
• Order and perform preliminary reviews of appraisal, inspection, and environmental third-party reports for compliance with guidelines.
• Analyze, interpret, and underwrite complex transactions in compliance with applicable agency guidelines.
• Conduct detailed economic and demographic research to determine transaction feasibility.
• Assist underwriters in preparing and presenting comprehensive loan approval packages to credit committee.
• Conduct inspections of physical assets.

Benefits

• Santander describes its rewards package as fair and competitive and says its benefits are designed to support employees, their families, and their well-being.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level