Analyst, Portfolio Management Group - Diversified Industrials - Global Corporate & Investment Bank

MUFG•New York, NY

3d•$100,000 - $110,000•Hybrid

About The Position

This corporate finance professional will be supporting corporate coverage across an industry vertical lending business. A critical function of the role is to assess risk factors associated with a credit profile to determine an appropriate risk rating and credit hold level based on established policies and guidelines. Responsibilities will include, without limitation, supporting the active credit management of a designated client portfolio, utilizing sound analytical and credit validation skills. The incumbent will provide continuous oversight of designated client portfolio names, monitoring for changes in the respective credit profiles (i.e. potential upgrading, downgrading, and credit deterioration) with the goal of maximizing net income and reducing associated credit costs. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day.

Requirements

1-2 years of substantive portfolio management, corporate credit, and/or other similar experience with an emphasis on credit and analytical experience
Completion of a formal credit-training program at a money center bank is preferred
Bachelor’s degree in Finance, Mathematics, or related discipline
CFA is an asset
Able to work independently and under pressure
Strong written, verbal and interpersonal skills
Strong analytical, financial, and balanced decision-making skills
Advanced financial modeling skills are required, including those required for credit applications and Quarterly Credit Watch presentations

Responsibilities

Support the management of a commercial loan portfolio within a segment of an industry vertical
Perform due diligence and regularly scheduled evaluations of their assigned loan portfolio, which is subject to change relative to the client portfolio
Support the preparation of detailed credit analyses and required credit applications in accordance with and pursuant to policy, including the evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance and capital structure
Ensure timely coordination and communication of account information across various constituencies throughout the organization
Maintain a thorough understanding of macro-level country/risk factors
Maintain current knowledge of relevant industries, including all current events pertaining to an assigned portfolio utilizing internal and external sources
For assigned accounts, provide oversight of covenant compliance, facility closing due diligence, legal documentation and ongoing monitoring of credit conditions, if any
Attend RM customer meetings as appropriate
Special projects as assigned
Work within a deal team environment supporting Senior Portfolio Managers in the development and analysis of financing structures/strategies to support/identify LBO, M&A and Corporate re-capitalization opportunities
Pre-screen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business development needs
Work on structured credit transactions (including Financial Solution opportunities, securitizations, supply chain, specialized leasing transactions, and up-tier proposals)
Understand and maintain base industry knowledge of industries represented in the portfolio, including technical aspects, regulatory issues and unique credit product activity
Participate in client and bank meetings as necessary
Support Senior Portfolio Managers in communicating and/or negotiating with CDA for transaction approval, including final hold level strategies to ensure alignment of risk strategy and policy
Evaluate and establish appropriate ratings for transactions and correlate appropriate exposure levels at both the transaction and group level
Ensure compliance with policy and regulatory requirements