Analyst, Credit

Cardinal Health • Guaynabo, PR

2d • Hybrid

About The Position

Finance oversees the accounting, tax, financial plans and policies of the organization, establishes and maintains fiscal controls, prepares and interprets financial reports, oversees financial systems and safeguards the organization's assets. Credit is responsible for managing Cardinal Health's trade and note receivables including performing credit underwriting, establishing bad debt reserves, managing customer relationships, collaborating with the sales and collections teams, managing credit risk for the company, and administering credit policies and standards.

Requirements

• Bachelor's degree in related field, or equivalent work experience, preferred
• Previous experience in Credit & Collections
• 0- 2 years of experience, required
• Fully Bilingual - English & Spanish, required
• Experience with reporting application Excel (intermediate), required
• Very strong written and verbal communication skills, required
• Microsoft Office Knowledge, ex Outlook, Word, PowerPoint, required
• Applies basic concepts, principles, and technical capabilities to perform routine tasks
• Works on projects of limited scope and complexity
• Follows established procedures to resolve readily identifiable technical problems
• Works under direct supervision and receives detailed instructions
• Develops competence by performing structured work assignments

Nice To Haves

• Possesses and exhibits strong business acumen of credit underwriting.
• Demonstrates strong interpersonal skills, able to diplomatically resolve conflict, and maintain positive customer relationships.
• Demonstrates knowledge of credit and/or collection practices which can include debt repayment, dispute resolution, risk mitigation, etc.
• Demonstrates ability to learn and effectively navigate a variety of financial systems.
• Demonstrates knowledge and understanding of financial concepts which includes establishing appropriate bad debt reserves.
• Gathers and synthesizes information from a variety of sources (i.e. financial statements, reports), makes effective credit decisions, and documents decisions appropriately.
• Organizes workload effectively, proactively works with customers to ensure commitments are met, and raises issues and recommendations to management.

Responsibilities

• Credit underwriting
• Establishing bad debt reserves
• Managing customer relationships
• Collaborating with the sales and collections teams
• Managing credit risk for the company
• Administering credit policies and standards
• Collections
• Credit Analysis
• Customer Service
• Credit Hold Release
• Reporting

Benefits

• Cardinal Health supports an inclusive workplace that values diversity of thought, experience and background. We celebrate the power of our differences to create better solutions for our customers by ensuring employees can be their authentic selves each day.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: Associate degree
• Number of Employees: 5,001-10,000 employees